Tuesday, December 31, 2019

Enterprising Person - Bill Gates - Free Essay Example

Sample details Pages: 6 Words: 1744 Downloads: 5 Date added: 2017/06/26 Category Business Essay Type Narrative essay Level High school Did you like this example? Claim to Fame and major accomplishment: Bill Gates claim to fame is that he is one of the trailblazer. Gates was a pioneer in the development of microcomputers operating system and programming software. There are four major main accomplishments that Bill Gates has made in his carrier. Don’t waste time! Our writers will create an original "Enterprising Person Bill Gates" essay for you Create order Firstly, he became one of the wealthiest men in the world. He has built his empire from scratch and worked his way out to the success. In 1986 bill became the youngest 31st year old richest entrepreneur in the world. Secondly, Bill has been Generous Philanthropist. Bill Gates has donated billions of dollars to the Charity, World health care, Education and other stuff. Bill Gates said in an interview with Time Magazine that à ¢Ã¢â€š ¬Ã…“This is not about pity. Ità ¢Ã¢â€š ¬Ã¢â€ž ¢s more about passion. Pity sees suffering and wants to ease the pain; passion sees injustice and wants to settle the score.à ¢Ã¢â€š ¬Ã‚  Thirdly, Bill has created his own software known as Windows. Windows is the most famous operating system in the world. In his childhood, Bill learned basic programming and used to sell his programs. Lastly, most famous accomplishment Bill have dreamed and made is Microsoft Corporation. Microsoft develops, manufactures, supports and sells computer software. Today Microso ft is a home to 91,005 workers around the world. What motivated the individual to succeed? Bill Gates was introduce to computer when he attended Lakeside School in Seattle. He was motivated to learned basic programming in the school. At the age of seven, World fair in 1962 exited bill by the computer Exhibit. Bill motivates in computer started to increase. H e learned basic programming at lakeside school. Lakeside school had to pay for the computer time its student used. Bill and his friends were so influenced by technology ,that they decided to raised 3000$ which they thought will last for one year for the computer time they use but, obsessed with using computer that they spent whole yearà ¢Ã¢â€š ¬Ã¢â€ž ¢s budget in few weeks. At the age of 15 Bill and his friend Paul interest brought them to create a program name Traf-O-Data which senses the traffic control in the area. Bill and his friend motivation soon formed Lakeside programmers club. They developed payroll system for t he business and private compute classes. Bill was talking to his friend and said à ¢Ã¢â€š ¬Ã…“donà ¢Ã¢â€š ¬Ã¢â€ž ¢t you think that someday everybody will have one of this things? And if they did, couldnà ¢Ã¢â€š ¬Ã¢â€ž ¢t you deliver magazines and newspaper and stuff through them?à ¢Ã¢â€š ¬Ã‚  those remarkable world were predicting future of 20th century. His love, attitude and influence open the gated to the Harvard for Programming. A Magazine add brought Bill to see new opportunity in New Mexico to develop an interpreter of the BASIC programming language for the new Altai microcomputer and, he dropped out from Harvard. This opportunity gave birth to Microsoft. Microsoft first mission was to design and build an operating system for IBM. They named it Windows. Soon Microsoft and their fellow workers started to design operating system for other companies as well. Bill interest and opportunity open the door to the success. Throughout life bill was motivated by many things. De scribe the business or economic environment that influenced the entrepreneur (trends, consumer demand, needs, technology, demographics, and competition) In 1962, Bill was influenced by the world fair that was held in his town. The fair talked about sending seven astronauts to the space. IBM explained how technology could help calculate the satellite and flight paths. The fair also talked about the computers being slow and what theyà ¢Ã¢â€š ¬Ã¢â€ž ¢re looking forward to do. Bases of Large screen television and other home appliance were taking place. New ideas building new technology were in demand. Bill passion and the touch of technology influenced him to move to create something in field of tech. While growing up United States was facing many problems. One of the challenges was facing cold war. Government spent billions of dollars in space, defense industry, and computer and networking technology. Rocket and new weapon scientific discoveries in many technological and military f ields was in need. The economy during the Cold War period was doing well for the bulk of it. The 70s saw a downturn, but things picked back up in the 1980s. At the start of the Cold War, the unemployment rate was below 4%. Competition of buildup of nuclear-powered submarines by both sides illustrates a key component. Thousand of computers were sold in early 80s. What roadblocks have they encountered and how were they overcome? Bill Gates has faced much challenge throughout his currier. One of the major problems was convincing his parents to start his own business after dropping out from university. At first his parents were not happy about it and it took almost one year to get convince them. Billà ¢Ã¢â€š ¬Ã¢â€ž ¢s elementary school did not had money to rent the computer time for very long and he and his friend started fundraisers to help the school to provide them with more computer time. During his school years he hacked into the security system of the computer center corporation. Gates was banned from using computer for some week, when the band was over the CCC was still have difficulties, Bill and his friends solved the problem and the got free computer time for few days. In his early days Bill was a gambler he loved playing card and one day his dad said gambling is waste of time, and for his enjoyment he design games like Tic-Tac-Toe. In 1982 Visicorp design mouse-driven computer system with a user interface based on graphics rather than the keyboard-based and text-driven system of MS-DOS. Bills announcement was a bluff Microsoft was no near to developing new software. Microsoft started losing money. In few week Microsoft advertizes that windows is updating, so the people who were going to buy new computer waited for the new windows to come rather than spending money on a new computer. Describe and provide an example of the individuals attitude toward their work and life: In Bill childhood school mates and friends use to call him à ¢Ã¢â€š ¬Ã…“nardà ¢Ã¢â€š ¬Ã‚  because, all day he use to sit on computer for hours. Bill was all ways confident toward his work and decision. He never looks back upon his decision. He dropped out from university not worrying about job; or what is going to happen if he didnà ¢Ã¢â€š ¬Ã¢â€ž ¢t graduate. Bill was all ways focused on his work, he all ways kept himself updated in field of technology. He did want to create competition; he just w anted to make his own product. He knew what he was doing he was just waiting for opportunity and that opportunity came in form of magazine add. Bill was creative; he made a club and opened his own business classes for people to learn. Billà ¢Ã¢â€š ¬Ã¢â€ž ¢s Emotional intelligence brought him to come up with new challenge almost every day. He is one of the well-known examples of Optimism. He donates his money towards uplifting the society. Bill didnà ¢Ã¢â€š ¬Ã¢â€ž ¢t work for money, he all ways wanted to learn thinks about new technology. Bill was curious toward his profession. His attitude managed to learn a lot about microprocessors and related fields in his young days such that he was able to develop software to operate. He respects his fellow workers. According to him no employee is below him as they all have a right to voice their opinions and ideas. Bill interest and his love for passion made his achieve his confident resolution. Describe and provide examples of 3 Entrepre neurial characteristics: Bill Gates showed many character traits. Bill was ambitious,intelligentandcompetitive. Bill Gates was very smart. He was accepted in the University of Harvard. Harvard named him a nation scholar. He skipped some of the easy courses and rarely showed up for class and worked feverishly in the end. He had a photographic memory. He cared more about computers then His appearance. He used to talk in binary languages. Bill gates had lot of courage toward his work. He never gave up even when he was about to lose a lot of profit from Microsoft but Bill Gates went to court and won against IBM. Bill Gates is a very Philanthropist, whenever Bill Gates donates money he feels like he just saved someone life and he just loves the feeling of that, he also thinks that the money is going toward someone who does not have enough money to learn. He has a very energetic and passionate, his broad vision since the first day he found out about his future work with computer, Bill has dreamed about having a personal computer in every desk andMicrosoft softwarefor each and every computer. He took lots of rick to work with MITS. He said à ¢Ã¢â€š ¬Ã…“if you are intelligent and know how to apply ourintelligence,youcanachieveanything.à ¢Ã¢â€š ¬Ã‚  He uses to skip meals, works with fair pace around the clock, Used Heaved computer with anyone permission. There are many more characteristic that Bill Gates has. Describe and provide examples of 3 Entrepreneurial Skills: Bill Gates had lots skills. One the skill that he has and made him become successful toward his work was writing programs in very short period of time. Time is money as we say everyday but, bill worked day and night to meet the deadline. He rarely slept and eat meals. His rooms were full of pizza crust. Bill had really good managing skills. After building Microsoft his company started design game, Networking sites and many more things. Bill stated investing his money into space and other intu ited of technology. Bill hacked many computers. He mind was on the screen solving problems. Bill had really good communication skills. He expressed his ideas very well and became a business man, where you need communication to get work orders and maintain relationship with clients. Write your own research question and answer related to Entrepreneurship curriculum: The coming century is said to be the information communications revolution era. How will Microsoft be involved in this era? What will the role of Microsoft be? APA Bibliography: (Must include at least one book and two other sources) Lee, L. (2002).Bill Gates. Milwaukee, WI: World Almanac Library. Musolf, N. (2009).The story of Microsoft. Mankato, Minn.: Creative Education. Nathan Rubelman.(December 14, 2012). Bill Gates Microsoft. February 9, 2014, from https://billgatesmicrosoftguy.blogspot.ca/2012/12/5-greatest-accomplishments.html (October 7, 2008). Bill Gates. February 9, 2014, from https://www.entrepreneur.com/article/197526 Dhananjay Kumar. (n.d). Leadership Style of Bill Gates. February 9, 2014, from https://www.scribd.com/doc/16315025/Leadership-Style-of-Billgates https://www.referenceforbusiness.com/biography/F-L/Gates-Bill-1955.html

Monday, December 23, 2019

Local Government Fiscal Sustainability As A Common Pool...

Local Government Fiscal Sustainability as a Common-Pool Resource Problem According to our text, people perceive government as a tool to maximize their own self-interest in the political economy model (Rosen Gayer, 2014, p. 108). This commonly takes the form of public service programs, which is why fiscal sustainability is an essential factor in government operations, especially on the local level. It has turned out to be an immense challenge on every level due to fluctuating operating deficits, tax revenues, and demographics. These issues are similar to the tragedy of the commons, which occurs when several people try to obtain the largest profit from a common resource. As demand surpasses the supply of the resource, those who seek personal gain disregard society’s well-being and other people are not able to experience the benefits (â€Å"Tragedy of the Commons†). The larger problem is that public expenditures are paid for by mostly everyone within a single jurisdiction , yet the benefits from government expenditures are focused on certain groups. This leads to each group craving a greater portion of the common revenue pool, however, if every group tries to increase their share then it would result in unnecessary public spending or economic crisis. This study by Tang, Callahan, and Pisano (2014) examines fiscal sustainability within local governments as a common-pool resource (CPR) problem by considering the political economy of monetary institutions, applying sixShow MoreRelatedPrivate Goods vs. Public Goods1528 Words   |  6 Pagesa private good is both rival and excludable. An individual owns their good, not everyone can own the same good (rival), and each individual can exclude others from using that good (excludable). Mixed goods are hybrids of public and private: Common Pool Resource goods display the rival elements but are non-excludable, while Club Goods contain the non-rival element but are excludable (EconPort.org. N.D. PP. 1). Congested toll roads- Private good, because some can be excluded from its use by the feeRead MoreThe roles of the main EU institutions (Council, Commission and Parliament) in the management of the continuing/financial crisis6725 Words   |  27 PagesI. Introduction. The ongoing euro economic/financial crisis has exposed large gaps in the ability of both the European Union’s (EU) institutions as a whole, and of the euro zone group in particular, to take a common approach to solving the problem. In the absence of an adequate common policy approach we have seen individual member states, including Ireland, resorting to national responses. 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To date, governments, in concert with public health advocates have implemented a patchwork of policies to makeRead MoreChina Business Sme5201 Words   |  21 Pagesgiven to the role of small and medium sized enterprises (SMEs) in contributing to the economic growth of countries over the past twenty years in countries all over the world. Due to the importance of the role that SMEs play, for the last 15 years governments have urged by academics, economists and policy experts to take strong and deliberate actions to accelerate small business development (Hung and Rondinelli, 1993, p. 20). Indeed, for rapidly growing emerging economies, SMEs can play a pivotal roleRead MoreRisk Pooling in Health Care Finance18578 Words   |  75 PagesRisk Pooling in Health Care Finance Peter C. Smith and Sophie N. Witter Centre for Health Economics University of York York YO10 5DD United Kingdom Report prepared for the World Bank Workshop Resource Allocation and Purchasing in Health: Value for Money, Reaching the Poor World Bank, Washington DC, May 14-15 2001 Revised November 2001 Phone Fax E-mail + 44 1904 433779 + 44 1904 433759 pcs1@york.ac.uk Acknowledgements The authors would like to thank Jack Langenbrunner, MaureenRead MoreEssay about Recycling Wealth in the Inner City4383 Words   |  18 Pagesefforts to counteract the movement towards the suburbs, and programs aimed at rebuilding the inner city. Ideally, the end result might be transforming the inner city black ghettos into thriving black business districts through investing and directing resources back towards urban centers. 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Sunday, December 15, 2019

The Financial Crisis of 2008 Free Essays

This paper explores the factors, which caused the recent financial crisis of 2008. Furthermore this paper will explain how the Federal Reserve’s (Fed) monetary policies and the Federal Government’s fiscal policies are crucial in limiting and perhaps eliminating future catastrophes. The Financial Crisis of 2008 Factors and Prevention The financial crisis of 2008 is widely considered the worst financial crisis, since the Great Depression (Pendrey, 2009). We will write a custom essay sample on The Financial Crisis of 2008 or any similar topic only for you Order Now The repercussions of the crisis were mind-boggling, and unfortunately for many, it was life altering. Families lost their houses, their jobs, and in many cases, they lost their entire life savings. Furthermore, neither businesses nor banks escaped the massacre. The financial crisis not only devastated the United States, it also had far reaching worldwide consequences. The global economy suffered, as a result of what was happening here. The devastation was so severe, that the economy has yet to fully recover. To make matters even more frustrating, Sewell Chan of the New York Times explained, â€Å"The 2008 financial crisis was an â€Å"avoidable† disaster caused by widespread failures in government regulation, corporate mismanagement and heedless risk-taking by Wall Street†¦Ã¢â‚¬  (2011). This paper will attempt to discuss the factors, which led to the crisis, and perhaps more importantly, attempt to provide courses of action, which would prevent similar incidents in the future. Discussion In the years that led up to the financial crisis, seemingly everyone who could fog a mirror could get a home loan. These loans were often much more than the borrower could ever possibly afford to pay back. The government commission, which investigated the crisis, believes one of the main factors causing the financial crisis was the Federal Reserve’s and other regulators  failure to recognize the poisonous combination of careless mortgage loans, in addition to the packaging and sale of loans to investors and risky bets on securities backed by the subprime loans (Chan, 2011). The previous statements are best summarized, when Leon Hadar, a research fellow in foreign policy studies, opines in his Cato Institute commentary, â€Å"The housing boom and bust that precipitated the crisis were facilitated by extremely loose monetary policy.† (2009). Faulty monetary policies are not alone in the blame, however. The Federal Government’s shoddy fiscal policy also played a role. The Gramm-Leach-Bliley Act, also known as the Financial Modernization Act of 1999, repealed the injunction on the collaboration between investment and commercial banking established by the New Deal-era Glass-Steagall Act’s of 1932 and 1933. According to Hadar, this policy also proved dreadful. He states the Act, â€Å"†¦caused the crisis by clearing the way for investment and commercial banks to merge, and thus giving investment banks the incentive to take greater risks, while reducing the amount of equity they are required to hold against any given dollar of assets.† (2009). Not surprisingly, the incompetency and, in some cases, illegal actions of corporate management, in addition to Wall Street’s propensity to risk, also contributed to the 2008 financial meltdown. The US government’s official report, on the financial crisis, concluded, â€Å"several financial industry figures may have broken the law in the run-up to the crisis.† (Rushe, 2011). Furthermore, risk taking is an every day occurrence with Wall Street. Charles Ferguson pulls no punches with respect to Wall Street’s share of the blame, in an online article. The article titled â€Å"Heist of the century: Wall Street’s roll in the financial crisis† orates, â€Å"It is no exaggeration to say that since the 1980s, much of the global financial sector has become criminalised, creating an industry culture that tolerates or even encourages systematic fraud. The behaviour that caused the mortgage bubble and financial crisis of 2008 was a natural outcome and continuation of this pattern, rather than some kind of economic accident.† (2012). Solution With the previous factors given, one might wonder how to prevent another  financial crisis from occurring. Costas Markides provides a very reasonable thesis in my opinion. In a Bloomberg.com blog, which addresses actions needed to avoid the next predicament, Markides contemplates, â€Å"If you want to change how people behave, don’t tell them. Instead, change the underlying environment that produced their â€Å"bad† behavior in the first place.† (2012). In other words, it is human nature to demand punishment and thereby obtaining a sense of instant gratification. To prevent future financial calamities, however, it is wise to address the underlying causes and understand what went wrong. Although there can never be a hundred percent solution to managing the national economy to such an extent that there will never be another crisis, the needed adjustments seem to lay at the feet of the Federal Reserve’s monetary policy and the Federal Government’s fiscal policy. The Fed addressed one major cause of the financial crisis by implementing much needed regulations regarding mortgage loans and requiring proof of borrowers ability to pay the loan back (Warner, 2013). The Government, on the other hand, initiated mass government spending in order to stimulate the economy. Both the Fed and the Federal Government need to tighten regulations, but perhaps more importantly, they need to act more quickly and decisively to limit, or even more optimistically, prevent the next financial crisis. Mark Thoma of CBS best summarized this point by stating, â€Å"This disaster could have been prevented by a strong regulatory response, but the belief that markets would self-regulate†¦ led to a regulatory hands-off approach†¦ The hands-off regulatory approach was a mistake.† (2009). Summary In summary, it is clear that the financial crisis of 2008 was caused by errant monetary and fiscal policies. Furthermore, there was a delayed reaction by both the Fed and the Federal Government, which was caused by a hands-off regulatory approach. In the future, the Fed and the Federal Government need to act more decisively and promptly to better steer the economy away from a downward trending economy. Both the monetary and fiscal policies are vital to the ongoing recovery and future growth of the country’s economy. How to cite The Financial Crisis of 2008, Papers

Saturday, December 7, 2019

Republican Party Essay Example For Students

Republican Party Essay REPUBLICAN PARTYThe Republican party is one of the two major POLITICAL PARTIES in the United States, the other being the DEMOCRATIC PARTY party. It is popularly known as the GOP, from its earlier nickname Grand Old Party. From the time it ran its first PRESIDENTIAL candidate, John C. Fremont, in 1856, until the inauguration of Republican George BUSH in 1989, Republican presidents occupied the WHITE HOUSE for 80 years. Traditionally, Republican strength came primarily from New England and the Midwest. After World War II, however, it greatly increased in the Sunbelt states and the West. Generally speaking, after World War I the Republican party became the more conservative of the two major parties, with its support coming from the upper middle class and from the corporate, financial, and farming interests. It has taken political stances generally in favor of laissez- faire, free enterprise, and fiscal responsibility (at least until 1981) and against the welfare state. The Founding of the PartyScholars agree that the origins of the party grew out of the sectional conflicts regarding the expansion of slavery into the new Western territories. The stimulus for political realignment was provided by the passage of the Kansas-Nebraska Act of 1854. That law repealed earlier compromises that had excluded slavery from the territories. The passage of this act served as the unifying agent for abolitionists and split the Democrats and the WHIG party. Anti-Nebraska protest meetings spread rapidly through the country. Two such meetings were held in Ripon, Wis., on Feb. 28 and Mar. 20, 1854, and were attended by a group of abolitionist FREE SOILERS, Democrats, and Whigs. They decided to call themselves Republicansbecause they professed to be political descendants of Thomas JEFFERSONs Democratic- Republican party. The name was formally adopted by a state convention held in Jackson, Mich., on July 6, 1854. The new party was a success from the beginning. In the 1854 congressional elections 44 Republicans were elected as a part of the anti-Nebraskan majority in the HOUSE OF REPRESENTATIVES, and several Republicans were elected to the SENATE and to various state houses. In 1856, at the first Republican national convention, Sen. John C. Fremont was nominated for the presidency but was defeated by Democrat James BUCHANAN. During the campaign the northern wing of the KNOW-NOTHING PARTY split off and endorsed the Republican ticket, making the Republicans the principal antislavery party. Two days after the inauguration of James Buchanan, the Supreme Court handed down the Dred Scott v. Sandford decision, which increased sectional dissension and was denounced by the Republicans. At this time the nation was also gripped by economic chaos. Business blamed tariff reductions, and Republican leaders called for greater tariff protection. The split in the Democratic party over the issue of slavery continued, and in 1858 the Republicans won control of the House of Representatives for the first time. One Republican who failed that year was Abraham LINCOLN, defeated in his bid for a U.S. Senate seat by Stephen A. Douglas. Lincoln, the Civil War, and ReconstructionAt the second Republican national convention, in 1860, a hard- fought contest resulted in the presidential nomination of Abraham Lincoln. The Republican platform specifically pledged not to extend slavery and called for enactment of free- homestead legislation, prompt establishment of a daily overland mail service, a transcontinental railroad, and support of the protective tariff. Lincoln was opposed by three major candidatesDouglas (Northern Democrat), John Cabell BRECKINRIDGE (Southern Democrat), and John Bell (Constitutional Union party). Lincoln collected almost half a million votes more than Douglas, his nearest competitor, but he won the election with only 39.8 percent of the popular vote. .u1c41709b60b9194f5dcee196fe737f90 , .u1c41709b60b9194f5dcee196fe737f90 .postImageUrl , .u1c41709b60b9194f5dcee196fe737f90 .centered-text-area { min-height: 80px; position: relative; } .u1c41709b60b9194f5dcee196fe737f90 , .u1c41709b60b9194f5dcee196fe737f90:hover , .u1c41709b60b9194f5dcee196fe737f90:visited , .u1c41709b60b9194f5dcee196fe737f90:active { border:0!important; } .u1c41709b60b9194f5dcee196fe737f90 .clearfix:after { content: ""; display: table; clear: both; } .u1c41709b60b9194f5dcee196fe737f90 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u1c41709b60b9194f5dcee196fe737f90:active , .u1c41709b60b9194f5dcee196fe737f90:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u1c41709b60b9194f5dcee196fe737f90 .centered-text-area { width: 100%; position: relative ; } .u1c41709b60b9194f5dcee196fe737f90 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u1c41709b60b9194f5dcee196fe737f90 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u1c41709b60b9194f5dcee196fe737f90 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u1c41709b60b9194f5dcee196fe737f90:hover .ctaButton { background-color: #34495E!important; } .u1c41709b60b9194f5dcee196fe737f90 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u1c41709b60b9194f5dcee196fe737f90 .u1c41709b60b9194f5dcee196fe737f90-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u1c41709b60b9194f5dcee196fe737f90:after { content: ""; display: block; clear: both; } READ: Meiosis Vs. Meitosis EssayShortly thereafter, the Civil War began. Reverses on the battlefield, disaffection over the draft and taxes, and the failures of army leadership brought Lincoln and the Republicans into the 1864 election with small hope for victory. Party leaders saw the need to broaden the base of the party, and accordingly, they adopted the name National Union party. Andrew JOHNSON of Tennessee, a War Democrat, was nominated as Lincolns running mate. Significant military victories intervened before election day and contributed to Lincolns overwhelming reelection. After Lincolns assassination the Radical Republicans, led by Sen. Charles Sumner and Rep. Thaddeus S tevens, fought President Johnsons moderate Reconstruction policies. Ultimately,

Friday, November 29, 2019

Filtered Speech Experiment Essays - Electric Power,

Filtered Speech Experiment Filtered Speech Experiment Purpose The purpose of the filtered speech experiment was to look for three things. The first was to see/hear which frequencies can be eliminated from speech signal and conversely which frequencies can not in order to understand speech. The second purpose was to learn more about sound filters; and the third was to understand what it is like to experience hearing loss. Instrumentation The instruments we used during this experiment were: 1) Low pass filter of the Coulbourn insrument 2) Tape recorder 3) Tape of two syllable words 4) Speaker (non-human) Methodology The experimenter selected an initial cut-off frequency of 1000 Hz on the low pass filter, and then reduced the frequency by 1000 Hz increments. Below 1000 Hz the frequency was cut in half. (500, 250) We were asked to note the clarity of the signal at each cut off and the changes that occurred. Two words were presented at each level and we were asked to evaluate clarity. The frequency cut off was then added. Results 10,000 Hz clear 4000 Hz - clear 9000 Hz clear 3000 Hz a little low 8000 Hz- clear 2000 Hz unclear articulation 7000 Hz clear 1000 Hz not clear, sounds mumbled 6000 Hz clear 500 Hz sounds muffled 5000 Hz clear 250 Hz unintelligible English Conclusions The results of the experiment led to the following conclusions: 1) 500,1000 and 2000 Hz are the frequencies needed to really understand speech 2) Consonants were not heard at 1000 Hz because of hearing loss in high frequency 3) Vowels carry the power of the message and syllabic information 4) The difference was heard at the frequency level of 2000 Hz and below. Comments This experiment really helped me to understand the way a low pass filter works and how difficult it must be for a person with high frequency hearing loss to understand speech. Science

Monday, November 25, 2019

The Incredible Disappearing LinkedIn Profile

The Incredible Disappearing LinkedIn Profile Okay, I might be exaggerating when I say your LinkedIn profile is disappearing, piece by piece. But it might feel that way. With the new LinkedIn, you might be wondering where those old familiar functions went! For me, it’s a bit of a â€Å"Where’s Waldo† experience, with some items hiding under my nose. LinkedIn has a history of removing features, often without notification. With its newest revision, true to form, LinkedIn has taken away or moved a few of the items that I, for one, had been taking for granted. Here are a few things to watch out for: 1. Your Summary section. Okay, well, it hasn’t entirely disappeared. It’s just that only the first 210 characters (including spaces) are visible when you initially view someone’s profile. This means that whatever you consider the most important information for viewers needs to be in your first 210 characters. If you attract enough interest in your opening lines, people will click on â€Å"See more† to read the rest of your summary. 2. Job descriptions. Similarly to the summary, although your first (most recent) job description will appear in its entirety (up to 2,000 characters), all other positions will be curtailed and your viewers will have to click on â€Å"See description† to read more. Done with reading the description? Click on â€Å"See less.† 3. Contact Information. This information hasn’t actually disappeared either. It has, however, been relocated to the right navigation bar in a section called â€Å"Contact and Personal Info.† To view someone’s deets, including email, phone number, and web addresses, click on â€Å"Show more† and you’ll be greeted with lots of valuable info. To edit your own contact information, when viewing your profile, click on the pencil icon and you’ll be brought to an â€Å"Edit contact info† box. At the bottom, you can choose whether you contact details are visible to your connections, your network, or all LinkedIn members. 4. No more Interests section. There used to be an opportunity to use up to 500 characters to list both your professional and personal interests. This section no longer exists that I can see (if you find it let me know!). If you backed up your profile as I urged you to do before the rollout, you’ll have access to these in case you want to add them back in another way. Otherwise, while probably easy to reconstruct, whatever you previously had in your Interests section is gone gone gone. 5. No more subject lines. You used to be able to insert a subject line into messages sent through LinkedIn. No more. Now you will simply have a title-less ongoing thread of your conversations with other members. The good news is that it’s much easier now to see the complete history of your communications with your connections. 6. No more saved searches (but wait†¦!). LinkedIn took away saved searches, and got so much pushback about it that they added it back in! How about that †¦ LinkedIn listened! 7. Alumni and other top navigation items. The top navigation bar used to include Home, Profile, Connections, Education, Jobs, and Interests. The new bar comes with seven â€Å"core areas†: Home (Your Feed), Messaging, Jobs, Notifications, Me (with your profile image), My Network, and Search. Then the â€Å"non-core areas†: Work and Advertise. The old â€Å"Connections† tab had an Alumni option which is no longer located under the comparable â€Å"My Network.† Your choices are â€Å"Invitations† and â€Å"People you May Know.† To find alumni now, put the name of your school in the main search bar and then click on your school from the dropdown. You’ll be taken to a page where you can then click on â€Å"See alumni.† The old Alumni page is hidden under that â€Å"See alumni† button! Under these statistical bars will be images of your current connections, followed by images of other alumni with whom you might want to connect. Thankfully, if you click â€Å"Connect† you will be brought to a window to write a message. LinkedIn will NOT send a generic message for you! Alumni are some of the highest quality connections you can make on LinkedIn, so explore this function thoroughly. 8. Education. This tab used to be its own navigation item. Now, instead, go to the Work icon and click Learning to access the courses available through LinkedIn. As you can see, there are several other features hidden under that â€Å"Work† menu as well. Please check all the items out to see which are most valuable for you. 9. Tagging and Notes Tagging and notes really have been eliminated. No joke. If you want to add tags or notes to your contact list now, you have three choices that I am aware of: 1) Upgrade to Sales Navigator for a pricey $79/month, 2) If you’re using Chrome, get the Chrome Extension Dux-Soup, or 3) Invest in the CRM solution Nimble ($25/month). I have not tried this extension myself but it’s recommended by Viveka von Rosen of LinkedIntoBusiness. 10. LinkedIn Groups While LinkedIn Groups are still around, there’s a lot of talk that they might be becoming irrelevant or extinct. Many group owners have been shutting down their LinkedIn groups and moving them to Facebook or the newer platform, beBee. One of the main complaints is that group notifications of discussions and group announcements have not been working properly. According to my sources, LinkedIn knows about this issue and is working on it. I am not ready to abandon LinkedIn groups, but my curiosity has been piqued about beBee, an engagement-based community with 12 million users worldwide. After I get some other projects complete, I’ll be thinking about joining some hives and creating some buzz on that site! Is there anything else that’s gone missing from your LinkedIn profile? Let me know and I’ll see if I can find it for you! Or, I’ll write another blog about all the things I didn’t notice disappearing at the time of this writing. I also invite any questions or comments about the new LinkedIn redesign. I will answer them! Save Save Save Save Save Save Save Save Save Save Save

Thursday, November 21, 2019

Cultural Revolution in 1960s Britain Essay Example | Topics and Well Written Essays - 2000 words

Cultural Revolution in 1960s Britain - Essay Example The purpose of this paper is to discuss how the 1960s saw the birth of new forms of consciousness and political awareness in Britain, which will be accomplished using close reference to at least two forms of textual material. Since the experiences held by various individuals during the 1960s vary so tremendously according to factors such as age, location, social status, and family status, it is important to focus a study of this sort on a small set of demographics rather than by tackling the entire subject as it affected the world as a whole. This will be accomplished through specifically discussing 1960s Britain. First, a general discussion of 1960s Britain will be included, and this will be followed by references to specific texts that covered that specific time frame. Up until the 1960s, individuals in Britain lived by a very structured lifestyle: one that is often referred to as 'traditional' by most of us today. In fact, today's government in Britain is more traditional than most Westerners are personally familiar with, so this fact lends a great deal of strength to the idea of how those who were used to an even more structured society may have reacted to such a vast change over such a short period of time. Whether or not the loss of this highly organized structure was deemed positive or negative had a lot to do with the personal opinions of those who were affected by it or who observed it, especially firsthand. Those individuals who were more conservative in nature saw the dissolution of the old societal framework as negative. They found comfort in the structure of the more traditional and authoritative society. Moral values, to them, were stronger and more widely held underneath this type of structure. When this traditional structure dissolved, people in this group believed that society in general within Britain took a turn for the worst. They believed that the outcome of the revolution of the 60s could have been vastly different than it turned out to be, but instead, the power was in the wrong hands and Britain fell victim at the hands of the naive. In contrast, those who were more liberal and eclectic in nature saw the dissolution of the old societal framework as positive. In this light, they were rebellious against what they had previously been faced with. They were able to stand up for what they believed was right with regard to their freedoms and rights. No matter what side of the fence a person stood on, however, he or she undoubtedly saw certain events unfold during 1960s Britain. Blacks fought for and gained certain civil rights. The youth of the decade set trends and stood out with their own unique culture. People rebelled, protested, and pushed forth with idealism. Music took the lead, gaining status as a global language, and the Beatles were the most popular icons of the time. Christianity declined in popularity as people turned to Oriental nations for religious inspiration. Gays came forth and fought for their rights, and so did feminists. People began to behave significantly different with regard to sex, their personal relationships, and in general, and this included the media and books with relaxed censorship. The underground emerged, as did the counter-culture. People in general saw a new and better world forming-certainly one that was fairer across the different

Wednesday, November 20, 2019

Is empowerment a valuable tool for increasing efficiency and Essay - 3

Is empowerment a valuable tool for increasing efficiency and effectiveness in todays organisations - Essay Example The researcher states that in the context of organizational and industrial psychology, employee empowerment refers to the enhancement of employee involvement of autonomy with an aim to increase their ability to make decisions. This helps the organizations to achieve its interests and agenda with ease and effectiveness. It entails giving the employees the necessary guideline and tools to help them acquire autonomy in decision making. This empowerment entails the responsibility and accountability of the employees to make decisions within the acceptable parameters. This practice is then entrenched in the organizational culture. In modern organizations, an empowered and motivated workforce is seen as essential to the profitability of an organization. Employee empowerment has been found to increase workers commitment to the organizational policies and goals. Employee empowerment can be viewed from two perspectives: the psychological perspective and the empowerment climate which is known t o focus on the employee working environment. Psychological empowerment of employees focuses on the strength of the mental capacity of employees at the level of an individual. The empowerment climate tends to place emphasis on the employee working environment. The idea of using structures, practices, and employees in an organization to support employees was introduced by Scott and his friends. He argued that it is essential to create a conducive, working environment for employees for them to feel free to participate in the decision-making process and the goals of the organization. It refers to the work atmosphere and environment directly. According to Blanchard and Randolph, there are three principal practices that are associated with the working environment and the empowerment climate of employees. They include the team accountability, autonomy through boundaries and sharing of information. Organizational climate practices deal with individual behaviors and attitudes.

Monday, November 18, 2019

The skeletal system Essay Example | Topics and Well Written Essays - 500 words

The skeletal system - Essay Example The joints that connect a bone to another bone, a bone to a cartilage or a cartilage with another cartilage are important components of the skeletal system as they are responsible for the mobility of the human body (Skeletal system, n.d). A new born infant usually possess around 230 bones while a fully grown adult will approximately have about 206 bones. The human skeleton is divided into two major components namely the axial and appendicular skeleton. The axial portion comprises about 80 bones which include those in the skull, vertebral column and thoracic cage which comprise the axis of the body. The appendicular portion has about 126 bones, attached to the axial skeleton, which include the different appendages within the body and includes the shoulder girdle, skeletal portions of the upper and lower limb and the pelvic girdle (Skeletal system, n.d; Kulkarni, n.d; Anatomy of the bone, n.d). The human body consists of 5 types of bones which are classified based on their shape and function. These include the long bones whose length is greater than their width such as the limb bones, the short bones with approximately equal length and width include the carpals and tarsals, the flat bones which are attached to muscles s uch as the breast bone mainly protect body organs, the bones of the vertebral and mandibles are irregular in shape and the sesamoid bones which are small and present in the joints such as the knee cap provide protection to the tendons (Kulkarni, n.d; Types of bone, n.d; Anatomy of the bone, n.d).

Saturday, November 16, 2019

Psychological Distresses in International Students

Psychological Distresses in International Students Australia is an inspired destination for thousands of Indian sojourners. An Australian study was conducted to investigate the factors contributing the psychological distresses in international students in Australia. The study assessed the manner of manifestation of the psychological distress among these students. The study included 86 students who were to fill a nine self-reported questionnaire. Results revealed that worry manifested by obsessive–compulsiveness, reflection and perfectionist tendencies were the most common manifestations of psychological distress. Inability to cope was the only major factor contributing the distress. The implications of the study underscored the need for assessment of students’ mental health issues and the need for designing of suitable intervention programs.1 Over the decades, researchers have identified myriad of issues faced by expatriates during their adjustment processes abroad. The earliest study on sojourner adjustment was conducted in the year 1951 by Forstat. The researcher investigated the various adjustment problems pertaining to 182 international students enrolled in an American university. The results concluded that dating, financial issue, the English language, the academic system, housing, and food were the most common adjustment issues among the international students .2 Another earlier study was conducted by Sharma which analyzed adjustment problems among sojourners in universities in North Carolina. The problems were categorized as academic, personal, and social which were perceived by international students. The major academic problems included perceiving lectures, involvement in class modules, or working on oral and written reports. The personal problems included housing, nostalgia, financial independence, groceries. Social problems included adjusting the American customs, making contacts, and acceptance by social groups. 3 During the year 2010, the Australian authorities raised the minimum English language score (IELTS score) to 7 from 6.5. This caused havoc to many sojourners especially the nurses. The nurses, estimated to number of 400, were from India, China,  Thailand and  Philippines respectively and were faced with  deportation  from  Australia  because of the lack of English proficiency. These nurses, individually, had paid AUD 25,000/- to be a registered nurse in Australia but were now faced with no registration and no job.4 In a recent research conducted by Expat Forum on behalf of  Barclays International Banking regarding challenges faced by sojourners in Australia. The census findings highlightedloneliness (22.41%), cost of living (18.97%), cultural differences (8.62%), relationship problems (6.90%), healthcare (3.45%) and other issues (39.66%) as the major challenges faced by sojourners in Australia. It was found out that Younger generation expatriates had minor problems in learning the local language, but had a harder time making friends and settling in. On the contrary, it was also found that aged expatriates had a harder time learning the local language and had lesser difficulties in arranging for an accomodation.5 Proficiency of the English language is a gateway to cultural adjustment. In 2013, the Deccan Herald newspaper reported an incident at Sydney Adventist Hospital in Australia. The Indian male nurse was found guilty of giving dishwashing powder to an elderly patient. The nurse was alleged of giving medication from a bottle that was labeled as heart pills. Later it was found out by the Australian authorities that the bottle contained detergent powder and not heart pills. The nurse’s registration was cancelled by the Australian registration board. The board said the nurse could have confused about the bottle contents due to his poor English proficiency.6 A project was initiated by the Prince of Wales hospital to help the overseas nurses during their initial phase of work in Australia. The intention of the project was to help nurses with orientation information. The project included literature review, survey, focus groups interviews, committee-meeting with senior staff, and development of a launch strategy for the new overseas nurses in their hospital. During their survey and committee meetings, it was found out that all overseas nurses faced career and lifestyle difficulties, loneliness and homesickness as a major problem. 7 A study investigated the psychological distress among 280 Muslims migrants living in Brisbane, Australia. The Muslim participants were asked to fill questionnaires in English or Arabic language. The study results indicated that participants’ psychological distress was affected by their marital and visa statuses. it was also found that psychological distress was assumed by the perceived difficulties in English language, lack of community support, and inclination to use emotional and avoidance coping.8 A study was conducted to find out the similarity and dissimilarities in the cross-cultural adjustment among expatriates. The Q method and interviews were used for the study to assess factors that helped and hindered expatriates during their first year in the country. Q factor analysis identified three types of adjustment patterns among participants. The first type of international students identified their social and communication skills as the most helpful factors, and was more likely to report homesickness. The second group of participants preferred to seek help from their own countrymen when experiencing difficulty, and considered insufficient English skills their biggest barrier. International students in the third type thought that their commitment to study and their immediate family played the most helpful roles, and they reported more financial difficulties. Besides these differences, the three types of international students also encountered similar barriers such as cultural differences, financial difficulty, discrimination, and impractical expectations.9 A systematic review of literature was conducted in 2011 to assess the adjustment issues of international students enrolled in American colleges and universities. The review was conducted in three online databases—PsycINFO, ProQuest Education Journals, and ProQuest Psychology Journals. The Search was limited to date range (1991-2010), full text documents, and peer-reviewed journals. The findings of the study indicated that English fluency, social support, length of stay in the U.S., perceived discrimination or prejudice, establishing relationships with Americans, and homesickness were the most significant variables related to the adjustment of international students.10 The Australian health care follows most of its health care policies and regimens from the UK health care policies. Moreover, over the years the UK trained Indian nurses have been found to be immigrating to Australia due to monetary benefits. A qualitative research was done to understand the experience of overseas nurses during their registration process at UK. A total 20 overseas nurses was interviewed for the study. All participants were from India. All the nurses were registered nurses in India and had clinical experience of 2-14 years in various areas of specialties. From the verbatim of the nurses, theoretical constructs were identified. It also contained the difficulties the overseas nurses experienced inorder to get their registration in the UK. The constructs identified in the study were communication issues, cross-cultural difference, role definition, feelings of self-worth.11 Registered Nurses and Midwives from around the world are facing great difficulty to find job sponsorship in Australia. Nadeine Myer, journalist working for expatriate nurses in Australia, reported an incident of an Indian Registered Nurse who came to Australia to work as an RN with the view to find job sponsorship as soon as she completed her registration. Unfortunately, she soon found out that selected hospitals in Australia were not interested in sponsoring foreign nurses with general clinical experience. After receiving her registration in Queensland, she had only days to find a sponsor before her visa expired. She did acquire any job and had to return to her country, crushed that her dream was now over. 12

Wednesday, November 13, 2019

The Problems of SOL Testing :: Exploratory Essays Research Papers

The Problems of SOL Testing Education is one of the most important tools that society possesses. The right implementation of this tool is one of the greatest ways of assuring the quality of life within a society. The ability to better ourselves, is one of the strongest inherit abilities of the human race. At its most basic definition, education is nothing more than the teaching of ideas. The early stages of schooling instill more attitude and social skills than knowledge. The younger stages of a person's life are usually the most definable years of their lives. As the age and skill level of the student increases, more education is based upon the interest of the student. For society to progress and excel, every generation must learn just a little more. Education is important and the ways that it is tested should show the most accurate measure of achievement. SOL's (Standards of Learning) is the testing I am going to explain, and why it should not be required in high school as a form of measurement of a s tudents achievement. First of all, what is SOL testing? SOL (Standards of Learning) Tests are prescribed tests in the state of Virginia that must be taken in order for students to attain credits required to graduate. SOL's are the minimum curriculum requirements for student achievement, so they say. This test is designed to test knowledge in subjects such as history, math, science, english and computer science. SOL's are required tests in the state of Virginia in order for a student to graduate. According to the Virginia Board of Education, SOL test scores are the single best measure of students' and schools performance and should be the primary criteria for graduation and accreditation. But is this really true? According to fairtest.org, no standardized test can accurately measure a student's achievement. Multiple choice tests cannot truly assess critical thinking, problem solving, and application skills. The only real tests of knowledge are through essay questions and performance tests. I don't believe any single test should be used to make big decisions concerning students futures. The Virginia Board of Education, according to fairtest.org, also believes that SOL's set reasonable targets for essential knowledge and skills all teachers must teach and students must learn.

Monday, November 11, 2019

File Management in Unix Essay

When it comes to UNIX systems all user data is organized and stored in files. These files are subsequently organized into a management structure comprising of directories and sub-directories. Much like forest and organizational units when it comes to active directory, UNIX also has the directories and sub-directories organized into a tree-like structure that it calls a file system. UNIX also has three basic types of files. When it comes to security files can be secured through UNIX file permissions as well as access control lists (ACLs). One of the most important things to keep in mind when giving permissions is to establish file and directory ownership. Traditional UNIX file permissions can assign ownership to three classes of users that are: user, group, and others. The user class is usually the file or directory owner, and that is the individual that created the file. The owner of a file can decide who has the right to read the file, or have the ability to write the file; which means they can make changes. This is effective if you had an organization that has five thousand employees and you only wanted four thousand nine-hundred ninety people to have permission to view and/or make changes. Another ability that the owner has is to decide if the file is a command or to execute the file. Groups are where you can put a number of users together to establish permissions. It is an effective way to manage policies for users. The others class is all other users who are not the file owner and are not members of the group. An important thing to note is that the owner of a file can usually assign or modify file permissions. Additionally the root account can change a file’s ownership to override system policy. In UNIX there are four different types of file permissions. The first permission is read and it designates which users can open and read the contents of a file only, but cannot make any changes. The second is the write permission, and that designates which users can modify the contents of a file or even delete the file. The next file permission that can be given is the execute permission. This permission designates which users can execute the file if it is a program or shell script. Another thing it does is that those individuals with this permission can also run the program with one of the exec system calls. The denied permission designates which users cannot read, write, or execute file. The types of file permissions apply to regular files, and to special file such as devices, sockets, and named pipes (FIFOs). A great way for any business organization to protect their files effective and to ensure that only people that have the need to access the appropriate is information is to apply the few protective measure that was discussed. You can protect the files in a directory by setting restrictive file permission on that directory.

Saturday, November 9, 2019

Free Essays on American_Industry

The Industrial Giant Known as America Many factors led to America having a tremendous rise in industry. The five points that made the most impact were technology, mass distribution and production, education, railroads, management ideas and structure, and immigrant labor. These five points not only improved the existing industry, but they revolutionized how the American industry would be run for the next generation. As with any change in an existing system, there were a few problems, the main problems where with workers so management just replaced them with machines. Many people weren’t ready to make the adjustment from small town farming to big city living but the benefits far out-weighed any unusual situations, so the people and the nation when along with it. In the 1850’s and on, most Americans were wondering about the benefit of a society dominated by cities, factories, and masses of wage earners. Along with cities and factories, pollution, and unhygienic situations was rising as well. Industrializing of the nation was wanted by many people but on the other hand, many people did not want to see the nation industrialize. The United States, at this point, mostly an agricultural society, and most of the people lived on farms or in small towns, and had lots of open space to live in. These caused a slowing of the United States transforming into a industrial nation. Depression set and there was unrest in the work force. This began to change in the 1870’s when the Populist Party gained a strong foothold. In 1897, the economic depression finally came to an end. In 1910, the United States firming planted itself as the world’s leading industrial power. Probably the most important feature aiding the nation’s growth was technology. Two major inventions during this period were the invention of the gasoline-powered, internal combustion engine and harnessing of electric power. Harnessing elect... Free Essays on American_Industry Free Essays on American_Industry The Industrial Giant Known as America Many factors led to America having a tremendous rise in industry. The five points that made the most impact were technology, mass distribution and production, education, railroads, management ideas and structure, and immigrant labor. These five points not only improved the existing industry, but they revolutionized how the American industry would be run for the next generation. As with any change in an existing system, there were a few problems, the main problems where with workers so management just replaced them with machines. Many people weren’t ready to make the adjustment from small town farming to big city living but the benefits far out-weighed any unusual situations, so the people and the nation when along with it. In the 1850’s and on, most Americans were wondering about the benefit of a society dominated by cities, factories, and masses of wage earners. Along with cities and factories, pollution, and unhygienic situations was rising as well. Industrializing of the nation was wanted by many people but on the other hand, many people did not want to see the nation industrialize. The United States, at this point, mostly an agricultural society, and most of the people lived on farms or in small towns, and had lots of open space to live in. These caused a slowing of the United States transforming into a industrial nation. Depression set and there was unrest in the work force. This began to change in the 1870’s when the Populist Party gained a strong foothold. In 1897, the economic depression finally came to an end. In 1910, the United States firming planted itself as the world’s leading industrial power. Probably the most important feature aiding the nation’s growth was technology. Two major inventions during this period were the invention of the gasoline-powered, internal combustion engine and harnessing of electric power. Harnessing elect...

Wednesday, November 6, 2019

The smoothie industry Essays

The smoothie industry Essays The smoothie industry Paper The smoothie industry Paper The smoothie industry has and is still experiencing exponential growth. This case analysis will delve into the industry by observing its external and internal environment. Utilizing Griffins Model as a guideline; eco-environment, economic, technological, political/legal, social/cultural, international dimensions and its task environment will be closely analyzed. A. External Environment: I. Eco-Environment: Since the smoothie industry relies heavily on fresh fruit and juices for its ingredients, the eco-environment definitely has an important role. The climate can either limit or help the industry thrive depending on the fruit(s). Fruits such as oranges thrive during summer season and strawberries flourish in the winter season. The seasons not only affect the ingredients that go into the smoothies but also affect the amount of people drinking the smoothies. According to Bill Winter, One of the risks in juice bars is seasonalityjuice bar sales plateau when the weather cools (Business Review Weekly, Australia 2001). II. General Environment: A. Economic Dimension: The market for smoothies has grown by more than 30 per cent each year since the mid-1990s (Ehlrich). Juice Smoothie Association (JASA) predicted back in 2001 juice bar sales would surpass $1 billion. Dan Titus, director of Juice Gallery Multimedia and JASA, also adds, We have been following the juice/smoothie segment for several years now and predict that 2002 will continue to exhibit positive growth and revenue picture (Business Wire, 2001). B. Technological Dimension: Astute Solutions , a leading provider of eCRM solutions, created the software program Power Center(tm) for management use in multi-channel customer contacts. PowerCenter is a powerful consumer response and tracking system that integrates multiple channels of communication and multiple customer databases (Business Wire, 2002). Incentive Systems is another technology that provides spreadsheet system. Nina McIntyre, vice president of worldwide marketing at Incentive Systems, says Potentially its data stream from point-of-sales systems, from cash registers systems, wherever [users] capture the transactions that are being measured. We can integrate with those software packages, the data flow into our incentive management system, and then we calculate the incentive payments (Managing Customer Service, 2001). Technological research studies have indicated that isoflavones (found in soy) may actually prevent the growth of estrogen-dependent breast cancer cells as r eported in March 2000 issue of the Journal Cancer Research (The Desert News). C. Political/Legal Dimension: Smoothie industry must follow regulations. Food and Drug Administrations (FDA) regulation is that foods must have to have at least 6.25 grams of soy protein per serving and must also meet other criteria in being low in fat, cholesterol, and sodium (The Desert News). Regulations enforced by OSHA also have salient stimuli to the industry. Federal and State regulations are also salient, regulations such as Equal Employment Opportunity Commission, Time Off to Vote, Federal Family and Medical Leave Act and California Labor Code. D. Social/Cultural Dimension: Smoothies have become an alternative in Americans health conscience. In recent past years, they have been conscientious about their fat-in-take. Smoothies provide a healthy indulgence packed with fruity flavors and nutrients that comply with societys taste and health conscience. Good health is the principle factor behind smoothie producers growing interest in soy bases for their products (Dairy Field). According to Liz Zamites, marketing manager of brand development for cold beverages, Baskin-Robbins USA, Glendale, Calif., The experience of watching a smoothie being made reinforces the perception that you are using quality ingredients, that its not full of preservatives and that there are actually fresh fruit in there. E. International Dimension: In Great Britain, diluted products masquerading as smoothies are capitalizing on the lack of product definition (PR Newswire, 2001). This is because British Soft Drinks Association does not recognize smoothies as its own category. Manufacturers are labeling drinking products smoothie just because they have fruit in them. III. Task Environment: A. Competitors: The smoothie industrys main competitors are; Fantasia Fruit Juice Company- its juices have herbal and vitamin supplements such as vitamin C and St. Johns wort (thought to have calming effect), reported to have been said by Barnhorn, their mission is to nourish the Midwest community we grew up in. Planet Smoothie-127 locations in 21 states and plans to open 30 more locations in the New Orleans area, Smoothie King- operates in vitamins and nutritional supplements retail, has 276 locations and was founded more than 30 years ago, annual sales of $60 million (Ronette King). ZiA Juice Co.- lower-cost alternative to Jamba Juice(Nations Restaurant News), ZiA has taken pride in providing Customerization and LifeSTYLING for its customers, ZiAs menu consist of signature fruit smoothies with supplements such as Siberian ginseng and soy protein, along with frozen coffee-blended beverages and freshly made fruit and vegetable juices (Nations Restaurant News). VIP Smoothies- although a newly developed company, has already developed a plan of attack on selected markets with product national initial distribution with FSI coupons and billboard and radio advertising (Frozen Food Age). Other notable competitors are Juice it Up and Juice Stop, they too have a share in dominating the market (Business Review Weekly- Australia). Freshens Smoothie Company- it is an Atlanta based company and has 500 stores in operation, which is becoming the nations fastest growing smoothie chain. Freshens has collaborated with MET-Rx and developed a full line of nutritional boost-ers especially designed for Freshens (Dairy Field). B. Customers: Dairy Field reports, Bucking the trend toward fatty on-the-go refreshments, todays consumers are reportedly slurping down smoothies with increasing frequency. A typical smoothie drinker has been narrowed down to ages between 18 to 34 with a higher household income, and is more likely to be female (Zamites). A survey conducted by AC Nielsen showed that, The intent to purchase was over 70 percent Among households with children under 18, it was over 80 per cent. What they found astounding from this survey was that almost half of those surveyed were not regular smoothie drinkers. The other half of the percentage drinks at least one smoothie a week. C. Suppliers: Whole Foods- has been identified as being the worlds largest retailer of natural and organic foods. According to Angi McMurray they feature foods free of artificial flavors, colors, sweeteners, and synthetic preservatives, and unbleached grains and grain products. Southwest Traders- a firm based in Temecula provides and delivers fresh fruits and vegetables such as oranges, lemons, carrots, celery, etc. It also supplies napkins and cups. Southwest is one of the nations largest suppliers to ice cream and yogurt shops and juice bars as reported in The Business Press/California. D. Regulators: Food and Drug Administration (FDA)- regulates the labeling of foods. As reported in The Desert News, in year 2000, the FDA allowed the soybean industry to say that 25 grams of soy protein eaten daily, in conjunction with a diet low in saturated fat and cholesterol, may reduce the risk of heart disease. This salient because since then soy protein has been in high demand and the smoothie industry quickly capitalized on this. For the average diet of 2000 calories a day, the World Health Organization, USDA and other leading authorities recommend that 55-60% of calories come from carbs, 10-20% from proteins, and 20-30% from fats. Plus, studies show that diets low in sodium, containing a good source of potassium, may reduce the risk of stroke and high blood pressure!(www.jambajuice.com) Occupational Safety Health Administration- oversees the well-being of employees and customers. Strict regulations are enforced constantly by OSHA inspectors. They make often visits to store sites unexpectedly. E. Strategic Allies: One known strategic ally is Amazon Advertising. Jamba Juice has teamed up with Amazon Advertising to handle branding and some advertising (ADWEEK). Lynda Pearson, creative director at Amazon in San Francisco said that Jamba is an ideal client because it offers people on the go on an appealing alternative to burgers and french fries. F. Labor Market: In an interview with Rodney Moore, district manager of Orange/San Diego 1, the labor market consist of ages 16 to 22 year olds. Jamba Juice takes pride on hiring employees that exemplifies the companys core values and attitude. G. Labor Unions: This is not a factor in this case because Jamba Juice employees are not unionized. H. External Owners: After an interview with Rodney Moore, Jamba Juice does have external owners but their identities are classified since it is still a privately owned company. B. Internal Environment: I. Owners: Given that Jamba Juice is a privately owned company; its internal owners identities are unidentifiable. II. Board of Directors: Only two of the five members of the board were identified. They are Kirk Perron and Paul Clayton. Kirk J. Perron Founder A visionary from the start, Kirks passion for health and fitness led to the creation of Juice Club. At the age of 27, he opened the first Juice Club store in San Luis Obispo in the spring of 1990. Since then, Kirk has contributed greatly to the organization by fulfilling various roles from Store Operator to CEO to Chairman of the Board. As the Founder, he is actively involved in company affairs ranging from store design to brand development, and currently chairs the Jamba Wellness Advisory Board. His passion and commitment to providing the best possible experience for all customers remains the standard to which Jamba Juice aspires every day (www.jambajuice.com). Paul E. Clayton, Jr. President and Chief Executive Officer Paul joined Jamba in February 2000. Prior to joining Jamba, Paul spent 16 years with the Burger King Corporation where he held a variety of marketing and general management positions. In 1994, Paul was appointed Senior Vice President, Worldwide Marketing and in 1997 he was appointed President, Burger King North America. He was responsible for operations, new store development, marketing and franchise relations for more than 8,000 restaurants in North America. Paul started his career as a Restaurant Manager for McDonalds in Bonn, Germany. He received his B.S.B.A from Boston University in 1980 and his MBA from the University of North Carolina at Chapel Hill in 1984. III. Employees: Employees from day one, go through an orientation of the company and the store, trained to be highly skilled in preparing smoothies and to be knowledgeable of ingredients and products, procedures and policies. Current 25 employees range from ages 16 to 26. Majority of the employees live within proximity of 5 miles to the store. The workforce is well diversified, employees having Asian/Pacific Islander background, African-American descent, and European ancestry. Employees from day one, go through an orientation of the company and the store, trained to be highly skilled in preparing smoothies and to be knowledgeable of ingredients and products, procedures and policies. The stores general manager is Carrie Gentry age 21. She has been with the company for 2 years and was transferred from Thousand Oaks. She now resides in Santee. Our newly acquired assistant general manager is Gary Smith age 25. He is new to the company.

Monday, November 4, 2019

Selecting a Plant Site for a Pharmaceutical Industry Coursework

Selecting a Plant Site for a Pharmaceutical Industry - Coursework Example The final choice of finalizing a site is purely based on an extensive survey of advantages and disadvantages of the site location and ultimately availability of the real estate. The various factors that should be considered while selecting a plant site are discussed in this section. They are as follows. Raw materials availability is the basic need of a pharmaceutical industry. In this case, as most of the raw materials are imported, a location should be near to the port that helps in transportation of such materials and lowers the cost of transportation. Raw Materials of a pharmaceutical industry are very delicate and stored under a high-quality control. A very delicate environment as per Standard Operating procedures should be selected that provides a temperature and humidity controlled environment for storage and transportation of these materials. The location of the site is selected as per the demand of the industry. A location near to seaport helps in the importation of raw materials and exportation of the production material. Also, a close connection of the site to the national motorway helps in nationwide distribution of the products. A site close to a village or area of lower income people should be preferred. In such area, manpower is easily available. An industry every now and then is in need of hardworking and pain taking people who put all their efforts in the industry. An area that is free from environmental hazards should be selected. A pharmaceutical industry needs an environment that is free from pollution and waste of other industries. Moreover, a highly maintained disposal area as per standard operating procedures of making medicines should be there so it may not cause harm to the surrounding environment There should be an extra area within the premises of the industry that can be utilized later if needed. An industry with high potential, the future expectations should be kept in mind. In the future, if there is a need to build a storeroom, manufacturing area or even rooms for the new staff, there should be enough space that on which building can be extended.  Ã‚  

Saturday, November 2, 2019

Nonwestern Art and Western Art Essay Example | Topics and Well Written Essays - 1000 words

Nonwestern Art and Western Art - Essay Example Art can also be categorized based on different cultures that were found in different countries. This means that each country has its own identity based on the artwork. For example, the art of China is very different to art from Africa. Each culture has its own type of art. A painting would be drawn from different countries but differ in some elements due to culture. The artwork has roots in various indigenous cultures that affected America. The indigenous cultures of each sophisticated artistic art discipline but has been highly affected by the religious and social activities. Artwork ranges from one society to another due to the various cultural activities practiced in the society. For example, some societies are influenced by the love the wildlife activities, agricultural activities, art of war and social activities. In the present day, artistic work, non-western culture has adopted the Western culture. This has been a result of social integration and integration. It has been made possible by improved transport and communication networks globally. Modern day art students have a variety of artistic work to choose from during their course work. Most art institutions offer different type of arts. They include the Western art, Non-western art and a combination of the two types of art. According to researchers and the opinion, fro the artists the artwork has many challenges revolving around. The history of artwork from the traditional era, modern, pre-modern, and postmodern artwork has been affected. by a series of problems in the chain of the artwork. The chain of artwork ranges from artist to the buyer. An artist’s work passes through before reaching the customer this channel. However, in the artwork we have the presence of the brokers whom their main aim is to find the market for the artist items. The sculptures, paintings, and photography are the items in the artwork that have a high market demand in the history of the artwork. The increased crave for a rt has shifted from the pre-modern state to the post-modern state. According to the researchers, its shifts and crave have also brought about various problems that have affected the artwork globally. Artwork being a vital factor affecting the underdeveloped and developed countries economy is being faced by a series of challenges. These challenges have affected the

Thursday, October 31, 2019

Music and Meaning - Tupac Essay Example | Topics and Well Written Essays - 1000 words

Music and Meaning - Tupac - Essay Example Then, I will explain why and how the following four songs had a strong impact on my personal life: â€Å"Life Goes On†, â€Å"Keep Ya head Up†, â€Å"California Love† and â€Å"Changes†. A good friend of mine introduced me to the works of Tupac Shakur many years ago and although Tupac has been dead for 15 years, his music is still very important to me. From the beginning I could feel that his songs were authentic. Tupac seemed to turn his personal thoughts and experiences into music, which is the very reason why his songs do not only sound authentic, but truly are authentic as well.Moreover, I was and still am impressed by the variety of topics that are addressed in his various songs. This is another reason why Tupac was and still is very important to me; depending on my mood or my situation there are certain songs that fit my situation. I listen to different songs when I am happy compared to when I am sad or angry and Tupac seems to have the right song for me in every situation. Moreover, Tupac touched on a variety of topics, including racism, tolerance, social and racial equality, violence, conflicts with the law, life in the ghettos, criticism of the â€Å"Americ an Dream† and the love for his Mom, which is another reason why his versatile lyrics are captivating. â€Å"Life Goes On† is one of Tupac’s songs that hit my emotional nerve, more than that, it helped me through a sad period of my life. It is a song about losing loved ones, but while remembering them, life goes on and one has to continue with life, even though it might be hard to do so.

Tuesday, October 29, 2019

Linguistics and Language Essay Example for Free

Linguistics and Language Essay Language Comprehension †¢Language Production †¢Language Acquisition Psycholinguistics is a branch of cognitive science What will be covered in this class? †¢ How do we produce and recognize speech? †¢ How do we perceive words, letters, and sentences? †¢ How do we learn and recall information from texts? †¢ How can we improve texts to make them easier to understand? †¢ How does the brain function to process language? †¢ What are the causes and effects of reading disabilities? Is there language in other species? Central themes in psycholinguistics 1)  What knowledge of language is needed for us to use language? Tacit (implicit) knowledge vs. Explicit knowledge †¢ tacit: knowledge of how to perform something, but not aware of full rules †¢ explicit: knowledge of the processes of mechanisms in performing that thing 2)  What cognitive processes are involved in the ordinary use of language? How do we understand a lecture, read a book, hold a conversation? Cognitive processes: perception, memory, thinking, learning Some definitions of basic components of language: Semantics: The meaning of words and sentences Syntax: The grammatical arrangement of words in a sentence or phrase Phonology: The sound pattern of language Pragmatics: How language is used in a social context Examples from psycholinguistics Parsing garden path sentences The novice accepted the deal before he had a chance to check his finances, which put him in a state of conflict when he realized he had a straight flush. 1) The defendant examined by the lawyer turned out to be unreliable 2) The evidence examined by the lawyer turned out to be unreliable The process of parsing is the process of making decisions The effect of prior knowledge on comprehension The procedure is actually quite simple. First you arrange things into different groups. Of course, one pile may be sufficient depending on how much there is to do. If you have to go somewhere else due to lack of facilities, that is the next step; otherwise you are pretty well set. It is important not to overdo things. That is, it is better to do too few things at once than too many. In the short run this may not seem important, but complications can easily arise. A mistake can be expensive as well. At first the whole procedure will seem complicated. Soon, however, it will become just another facet of life. It is difficult to foresee any end to the necessity for this task in the immediate future, but then one never can tell. After the procedure is completed, one arranges the materials into different groups again. Then they can be put into their appropriate places. Eventually they will be used once more, and the whole cycle will then have to be repeated. However, that is part of life. Bransford amp; Johnson, 1973 Recall: No context: 2. 8 idea units out of a maximum of 18 Context afterwards: 2. 7 idea units Context before: 5. 8 idea units Child language development How many words do you know? Hint: Dictionary has about: 450,000 entries Test high school graduates: How many words do they know? About 45,000 english words About 60,000 including names and foreign words The average six year old knows about 13,000 words. Learning about 10 words per day since age 1. (One every 90 minutes) How much do we have to teach children to learn language? Do you have to teach a child to walk? Is it the same way of learning a language? My teacher holded the baby rabbits and we patted them I eated my dinner A brief history of psycholinguistics Wilhem Wundt (early 1900s) Interest in mental processes of language production Sentence as the primary unit of language †¢ Speech production is the transformation of complete thought processes into sequentially organized speech segments. Behaviorism (1920s-1950s) †¢ Rejected the focus on mental processes †¢ Measurement based on objective behavior (primarily in lab animals) †¢ How does experience (reward and punishment) shape behavior? B. F. Skinner: Children learn language through shaping (correction of speech errors) Associative chain theory: A sentence consists of a chain of associations between individual words in the sentence What’s wrong with the behaviorist approach? Noam Chomsky (1950s present) 1) Colorless green ideas sleep furiously 2) Furiously sleep ideas green colorless. 3)  George picked up the baby 4)  George picked the baby up. Almost every sentence uttered is a new combination of words The Poverty of stimulus argument: There is not enough information in the language samples given to children to account for the richnes and complexity of children’s language The pattern of development is not based on parental speech but on  innate  language knowledge Linguistic Diversity vs. Linguistic Universals Linguistic diversity There appears to be a lot of diversity among languages Even within languages there is diversity When are two languages different? We speak the same language if we can understand each other Exceptions: Norwegian and Swedish Cantonese and Mandarin Dialects within languages: The myth of pure language How/why do languages change? Why does there seem to be a correct English? Members of the dominant (most powerful) sub-culture tend to speak one dialect and may punish those who do not Linguistic Chauvinism Belief that one’s own language/dialect is the best of all possible languages Black English Vernacular (BEV) Study by William Labov Interviewed African-American street youth You know, like some people say if you’re good an’ sh*t, your spirit goin’ t’heaven . . . ‘n if you bad, your spirit goin’ to hell. Well, bullsh*t! Your spirit goin’ to hell anyway, good or bad. [Why? ] Why? I’ll tell you why. ‘Cause, you see, doesn’ nobody really know that it’s a God, y’know, ‘cause I mean I have seen black gods, white gods, all color gods, and don’t nobody know it’s really a God. An’ when they be sayin’ if you good, you goin’ t’heaven, tha’s bullsh*t, ‘cause you ain’t goin’ to no heaven, ‘cause it ain’t no heaven for you to go to. †¢ Place holders: There vs. It in the copula Copula: Is, Was optional †¢ Negatives: You ain’t goin’ to no heaven BEV just as linguistically complex as Standard American English We don’t see/understand the complexity in other languages Moral: All languages seem to permit as wide range of expressions as others Linguistic Universals What is in common with all languages? Sentences are built from words based on the same physiological processes †¢ All languages have words †¢ All humans have ways of making sounds. †¢ Languages tend to use a small set of phonemic sounds †¢ Phoneme: The minimal unit of sound that contributes to meaning How many phonemes in a language? English: 40 phonemes †¢ Range: Polynesian 11 to Khoisan 141 Discreteness Messages in human language (e. g. speech sounds) are made up of units of which there is a discrete (limited) number Arbitrariness The relationship between meaningful elements in language and their denotation is independent of any physical resemblance between the two. Words do not have to look or sound like what they describe Openness †¢ New linguistic messages are created freely and easily †¢ Languages are not constrained in a way so that there are a limited number of messages that can be created.

Sunday, October 27, 2019

Types of Security Threats and Protection Against Them

Types of Security Threats and Protection Against Them Introduction While attacks on computers by outside intruders are more publicized, attacks perpetrated by insiders are very common and often more damaging. Insiders represent the greatest threat to computer security because they understand their organizations business and how their computer systems work. They have both the confidentiality and access to perform these attacks. An inside attacker will have a higher probability of successfully breaking into the system and extracting critical information. The insiders also represent the greatest challenge to securing the company network because they are authorized a level of access to the file system and granted a degree of trust. A system administrator angered by his diminished role in a thriving defense manufacturing firm whose computer network he alone had developed and managed, centralized the software that supported the company’s manufacturing processes on a single server, and then intimidated a coworker into giving him the only backup tapes for that software. Following the system administrator’s termination for inappropriate and abusive treatment of his coworkers, a logic bomb previously planted by the insider detonated, deleting the only remaining copy of the critical software from the company’s server. The company estimated the cost of damage in excess of $10 million, which led to the layoff of some 80 employees. An application developer, who lost his IT sector job as a result of company downsizing, expressed his displeasure at being laid off just prior to the Christmas holidays by launching a systematic attack on his former employer’s computer network. Three weeks following his termination, the insider used the username and password of one of his former coworkers to gain remote access to the network and modify several of the company’s web pages, changing text and inserting pornographic images. He also sent each of the company’s customers an email message advising that the website had been hacked. Each email message also contained that customer’s usernames and passwords for the website. An investigation was initiated, but it failed to identify the insider as the perpetrator. A month and a half later, he again remotely accessed the network, executed a script to reset all network passwords and changed 4,000 pricing records to reflect bogus information. This former employee ultimately was identified as the perpetrator and prosecuted. He was sentenced to serve five months in prison and two years on supervised probation, and ordered to pay $48,600 restitution to his former employer. A city government employee who was passed over for promotion to finance director retaliated by deleting files from his and a coworker’s computers the day before the new finance director took office. An investigation identified the disgruntled employee as the perpetrator of the incident. City government officials disagreed with the primary police detective on the case as to whether all of the deleted files were recovered. No criminal charges were filed, and, under an agreement with city officials, the employee was allowed to resign. These incidents of sabotage were all committed by â€Å"insiders:† individuals who were, or previously had been, authorized to use the information systems they eventually employed to perpetrate harm. Insiders pose a substantial threat by virtue of their knowledge of, and access to, employer systems and/or databases. Keeney, M., et al (2005) The Nature of Security Threats The greatest threat to computer systems and information comes from humans, through actions that are either malicious or ignorant 3 . Attackers, trying to do harm, exploit vulnerabilities in a system or security policy employing various methods and tools to achieve their aims. Attackers usually have a motive to disrupt normal business operations or to steal information. The above diagram is depicts the types of security threats that exist. The diagram depicts the all threats to the computer systems but main emphasis will be on malicious â€Å"insiders†. The greatest threat of attacks against computer systems are from â€Å"insiders† who know the codes and security measures that are in place 45. With very specific objectives, an insider attack can affect all components of security. As employees with legitimate access to systems, they are familiar with an organization’s computer systems and applications. They are likely to know what actions cause the most damage and how to get away with it undetected. Considered members of the family, they are often above suspicion and the last to be considered when systems malfunction or fail. Disgruntled employees create mischief and sabotage against systems. Organizational downsizing in both public and private sectors has created a group of individuals with significant knowledge and capabilities for malicious activities 6 and revenge. Contract professionals and foreign nationals either brought into the U.S. on work visas to meet labor shortages or from offshore outsourcing projects are also included in this category of knowledgeable insiders. Common Insider Threat Common cases of computer-related employee sabotage include: changing data; deleting data; destroying data or programs with logic bombs; crashing systems; holding data hostage; destroying hardware or facilities; entering data incorrectly, exposing sensitive and embarrassing proprietary data to public view such as the salaries of top executives. Insiders can plant viruses, Trojan horses or worms, browse through file systems or program malicious code with little chance of detection and with almost total impunity. A 1998 FBI Survey 7 investigating computer crime found that of the 520 companies consulted, 64% had reported security breaches for a total quantifiable financial loss of $136 millions. (See chart) The survey also found that the largest number of breaches were by unauthorized insider access and concluded that these figures were very conservative as most companies were unaware of malicious activities or reluctant to report breaches for fear of negative press. The survey reported that the average cost of an attack by an outsider (hacker) at $56,000, while the average insider attack cost a company excess $2.7 million. It found that hidden costs associated with the loss in staff hours, legal liability, loss of proprietary information, decrease in productivity and the potential loss of credibility were impossible to quantify accurately. Employees who have caused damage have used their knowledge and access to information resources for a range of motives, including greed, revenge for perceived grievances, ego gratification, resolution of personal or professional problems, to protect or advance their careers, to challenge their skill, express anger, impress others, or some combination of these concerns. Insider Characteristics The majority of the insiders were former employees. At the time of the incident, 59% of the insiders were former employees or contractors of the affected organizations and 41% were current employees or contractors. The former employees or contractors left their positions for a variety of reasons. These included the insiders being fired (48%), resigning (38%), and being laid off (7%). Most insiders were either previously or currently employed full-time in a technical position within the organization. Most of the insiders (77%) were full-time employees of the affected organizations, either before or during the incidents. Eight percent of the insiders worked part-time, and an additional 8% had been hired as contractors or consultants. Two (4%) of the insiders worked as temporary employees, and one (2%) was hired as a subcontractor. Eighty-six percent of the insiders were employed in technical positions, which included system administrators (38%), programmers (21%), engineers (14%), and IT specialists (14%). Of the insiders not holding technical positions, 10% were employed in a professional position, which included, among others, insiders employed as editors, managers, and auditors. An additional two insiders (4%) worked in service positions, both of whom worked as customer service representatives. Insiders were demographically varied with regard to age, racial and ethnic background, gender, and marital status. The insiders ranged in age from 17 to 60 years (mean age = 32 years)17 and represented a variety of racial and ethnic backgrounds. Ninety-six percent of the insiders were male. Forty-nine percent of the insiders were married at the time of the incident, while 45% were single, having never married, and 4% were divorced. Just under one-third of the insiders had an arrest history. Thirty percent of the insiders had been arrested previously, including arrests for violent offenses (18%), alcohol or drug related offenses (11%), and nonfinancial/ fraud related theft offenses (11%). Organization Characteristics The incidents affected organizations in the following critical infrastructure sectors: Banking and finance (8%) Continuity of government (16%) Defense industrial base (2%) Food (4%) Information and telecommunications (63%) Postal and shipping (2%) Public health (4%) In all, 82% of the affected organizations were in private industry, while 16% were government entities. Sixty-three percent of the organizations engaged in domestic activity only, 2% engaged in international activity only, and 35% engaged in activity both domestically and internationally. What motivate insiders? Internal attackers attempt to break into computer networks for many reasons. The subject has been fruitfully studied and internal attackers are used to be motivated with the following reasons [BSB03]: Challenge Many internal attackers initially attempt to break into networks for the challenge. A challenge combines strategic and tactical thinking, patience, and mental strength. However, internal attackers motivated by the challenge of breaking into networks often do not often think about their actions as criminal. For example, an internal attack can be the challenge to break into the mail server in order to get access to different emails of any employee. Revenge Internal attackers motivated by revenge have often ill feelings toward employees of the same company. These attackers can be particularly dangerous, because they generally focus on a single target, and they generally have patience. In the case of revenge, attackers can also be former employees that feel that they have been wrongfully fired. For example, a former employee may be motivated to launch an attack to the company in order to cause financial losses. Espionage Internal attackers motivated by espionage, steal confidential information for a third party. In general, two types of espionage exists: Industrial espionage Industrial espionage means that a company may pay its own employees in order to break into the networks of its competitors or business partners. The company may also hire someone else to do this. International espionage International espionage means that attackers work for governments and steal confidential information for other governments. Definitions of insider threat 1) The definition of insider threat should encompass two main threat actor categories and five general categories of activities. The first actor category, the â€Å"true insider,† is defined as any entity (person, system, or code) authorized by command and control elements to access network, system, or data. The second actor category, the â€Å"pseudo-insider,† is someone who, by policy, is not authorized the accesses, roles, and/or permissions they currently have but may have gotten them inadvertently or through malicious activities. The activities of both fall into five general categories: Exceeds given network, system or data permissions; Conducts malicious activity against or across the network, system or data; Provided unapproved access to the network, system or data; Circumvents security controls or exploits security weaknesses to exceed authorized permitted activity or disguise identify; or Non-maliciously or unintentionally damages resources (network, system or data) by destruction, corruption, denial of access, or disclosure. (Presented at the University of Louisville Cyber Securitys Day, October 2006) 2) Insiders — employees, contractors, consultants, and vendors — pose as great a threat to an organization’s security posture as outsiders, including hackers. Few organizations have implemented the policies, procedures, tools, or strategies to effectively address their insider threats. An insider threat assessment is a recommended first step for many organizations, followed by policy review, and employee awareness training. (Insider Threat Management Presented by infoLock Technologies) 3) Employees are an organization’s most important asset. Unfortunately, they also present the greatest security risks. Working and communicating remotely, storing sensitive data on portable devices such as laptops, PDAs, thumb drives, and even iPods employees have extended the security perimeter beyond safe limits. While convenient access to data is required for operational efficiency, the actions of trusted insiders not just employees, but consultants, contactors, vendors, and partners must be actively managed, audited, and monitored in order to protect sensitive data. (Presented by infoLock Technologies) 4) The diversity of cyber threat has grown over time from network-level attacks and password cracking to include newer classes such as insider attacks, email worms and social engineering, which are currently recognized as serious security problems. However, attack modeling and threat analysis tools have not evolved at the same rate. Known formal models such as attack graphs perform action-centric vulnerability modeling and analysis. All possible atomic user actions are represented as states, and sequences which lead to the violation of a specie safety property are extracted to indicate possible exploits. (Ramkumar Chinchani, Anusha Iyer, Hung Ngo, Shambhu Upadhyaya) 5) The Insider Threat Study, conducted by the U.S. Secret Service and Carnegie Mellon University’s Software Engineering Institute CERT Program, analyzed insider cyber crimes across U.S. critical infrastructure sectors. The study indicates that management decisions related to organizational and employee performance sometimes yield unintended consequences magnifying risk of insider attack. Lack of tools for understanding insider threat, analyzing risk mitigation alternatives, and communicating results exacerbates the problem. (Dawn M. Cappelli, Akash G. Desai) 6) The insider threat or insider problem is cited as the most serious security problem in many studies. It is also considered the most difficult problem to deal with, because an insider has information and capabilities not known to other, external attackers. But the studies rarely define what the insider threat is, or define it nebulously. The difficulty in handling the insider threat is reasonable under those circumstances; if one cannot define a problem precisely, how can one approach a solution, let alone know when the problem is solved? (Matt Bishop 2005) Five common insider threat Exploiting information via remote access software A considerable amount of insider abuse is performed offsite via remote access software such as Terminal Services, Citrix and GoToMyPC. Simply put, users are less likely to be caught stealing sensitive information when they can it do offsite. Also, inadequately protected remote computers may turn up in the hands of a third-party if the computer is left unattended, lost or stolen. 2.) Sending out information via e-mail and instant messaging Sensitive information can simply be included in or attached to an e-mail or IM. Although this is a serious threat, its also one of the easiest to eliminate. 3.) Sharing sensitive files on P2P networks Whether or not you allow peer-to-peer file sharing software such as Kazaa or IM on your network, odds are its there and waiting to be abused. The inanimate software in and of itself is not the problem – its how its used that causes trouble. All it takes is a simple misconfiguration to serve up your networks local and network drives to the world. 4.) Careless use of wireless networks Perhaps the most unintentional insider threat is that of insecure wireless network usage. Whether its at a coffee shop, airport or hotel, unsecured airwaves can easily put sensitive information in jeopardy. All it takes is a peek into e-mail communications or file transfers for valuable data to be stolen. Wi-Fi networks are most susceptible to these attacks, but dont overlook Bluetooth on smartphones and PDAs. Also, if you have WLANs inside your organization, employees could use it to exploit the network after hours. 5.) Posting information to discussion boards and blogs Quite often users post support requests, blogs or other work-related messages on the Internet. Whether intentional or not, this can include sensitive information and file attachments that put your organization at risk. Views of different authors about insider threat 1) Although insiders in this report tended to be former technical employees, there is no demographic â€Å"profile† of a malicious insider. Ages of perpetrators ranged from late teens to retirement. Both men and women were malicious insiders. Their positions included programmers, graphic artists, system and network administrators, managers, and executives. They were currently employed and recently terminated employees, contractors, and temporary employees. As such, security awareness training needs to encourage employees to identify malicious insiders by behavior, not by stereotypical characteristics. For example, behaviors that should be a source of concern include making threats against the organization, bragging about the damage one could do to the organization, or discussing plans to work against the organization. Also of concern are attempts to gain other employees’ passwords and to fraudulently obtain access through trickery or exploitation of a trusted relationsh ip. Insiders can be stopped, but stopping them is a complex problem. Insider attacks can only be prevented through a layered defense strategy consisting of policies, procedures, and technical controls. Therefore, management must pay close attention to many aspects of its organization, including its business policies and procedures, organizational culture, and technical environment. Organizations must look beyond information technology to the organization’s overall business processes and the interplay between those processes and the technologies used. (Michelle Keeney, J.D., Ph.D. atal 2005) 2) While attacks on computers by outside intruders are more publicized, attacks perpetrated by insiders are very common and often more damaging. Insiders represent the greatest threat to computer security because they understand their organizations business and how their computer systems work. They have both the confidentiality and access to perform these attacks. An inside attacker will have a higher probability of successfully breaking into the system and extracting critical information. The insiders also represent the greatest challenge to securing the company network because they are authorized a level of access to the file system and granted a degree of trust. (Nam Nguyen and Peter Reiher, Geoffrey H. Kuenning) 3) Geographically distributed information systems achieve high availability that is crucial to their usefulness by replicating their state. Providing instant access at time of need regardless of current network connectivity requires the state to be replicated in every geographical site so that it is locally available. As network environments become increasingly hostile, we have to assume that part of the distributed information system will be compromised at some point. The problem of maintaining a replicated state in such a system is magnified when insider (or Byzantine) attacks are taken into account. (Yair Amir Cristina Nita-Rotaru) 4) In 2006, over 60% of information security breaches were attributable to insider behavior, yet more than 80% of corporate IT security budgets were spent on securing perimeter defenses against outside attack. Protecting against insider threats means managing policy, process, technology, and most importantly, people. Protecting against insider threats means managing policy, process, technology, and most importantly, people.The Insider Threat Assessment security awareness training, infrastructure reconfiguration, or third party solutions, you can take comfort in knowing that you have made the right choice to improve your security posture, and you will achieve your expected Return on Security Investment. (Presented by infoLock Technologies) 5) The threat of attack from insiders is real and substantial. The 2004 ECrime Watch Survey TM conducted by the United States Secret Service, CERT  ® Coordination Center (CERT/CC), and CSO Magazine, 1 found that in cases where respondents could identify the perpetrator of an electronic crime, 29 percent were committed by insiders. The impact from insider attacks can be devastating. One complex case of financial fraud committed by an insider in a financial institution resulted in losses of over $600 million. 2 Another case involving a logic bomb written by a technical employee working for a defense contractor resulted in $10 million in losses and the layoff of 80 employees. (Dawn Cappelli, Andrew Moore, Timothy Shimeall,2005) 6) Insiders, by virtue of legitimate access to their organizations’ information, systems, and networks, pose a significant risk to employers. Employees experiencing financial problems have found it easy to use the systems they use at work everyday to commit fraud. Other employees, motivated by financial problems, greed, or the wish to impress a new employer, have stolen confidential data, proprietary information, or intellectual property from their employer. Lastly, technical employees, possibly the most dangerous because of their intimate knowledge of an organization’s vulnerabilities, have used their technical ability to sabotage their employer’s system or network in revenge for some negative work-related event. (Dawn M. Cappelli, Akash G. Desai ,at al 2004) 7) The insider problem is considered the most difficult and critical problem in computer security. But studies that survey the seriousness of the problem, and research that analyzes the problem, rarely define the problem precisely. Implicit definitions vary in meaning. Different definitions imply different countermeasures, as well as different assumptions. (Matt Bishop 2005) Solution: User monitoring Insiders have two things that external attackers don’t: privileged access and trust. This allows them to bypass preventative measures, access mission-critical assets, and conduct malicious acts all while flying under the radar unless a strong incident detection solution is in place. A number of variables motivate insiders, but the end result is that they can more easily perpetrate their crimes than an outsider who has limited access. Insiders can directly damage your business resulting in lost revenue, lost customers, reduced shareholder faith, a tarnished reputation, regulatory fines and legal fees. With such an expansive threat, organizations need an automated solution to help detect and analyze Malicious Insider Activity These are some points which could be helpful in monitoring and minimizing the insider threats: Detecting insider activity starts with an expanded log and event collection. Firewalls, routers and intrusion detection systems are important, but they are not enough. Organizations need to look deeper to include mission critical applications such as email applications, databases, operating systems, mainframes, access control solutions, physical security systems as well as identity and content management products. Correlation: identifying known types of suspicious and malicious behavior Anomaly detection: recognizing deviations from norms and baselines. Pattern discovery: uncovering seemingly unrelated events that show a pattern of suspicious activity From case management, event annotation and escalation to reporting, auditing and access to insider-relevant information, the technical solution must be in line with the organization’s procedures. This will ensure that insiders are addressed consistently, efficiently and effectively regardless of who they are. Identify suspicious user activity patterns and identify anomalies. Visually track and create business-level reports on user’s activity. Automatically escalate the threat levels of suspicious and malicious individuals. Respond according to your specific and unique corporate governing guidelines. Early detection of insider activity based on early warning indicators of suspicious behavior, such as: Stale or terminated accounts Excessive file printing, unusual printing times and keywords printed Traffic to suspicious destinations Unauthorized peripheral device access Bypassing security controls Attempts to alter or delete system logs Installation of malicious software The Insider Threat Study? The global acceptance, business adoption and growth of the Internet, and of Internetworking technologies in general, in response to customer requests for online access to business information systems, has ushered in an extraordinary expansion of electronic business transactions. In moving from internal (closed) business systems to open systems, the risk of malicious attacks and fraudulent activity has increased enormously, thereby requiring high levels of information security. Prior to the requirement for online, open access, the information security budget of a typical company was less then their tea and coffee expenses. Securing cyberspace has become a national priority. In The National Strategy to Secure Cyberspace, the President’s Critical Infrastructure Protection Board identified several critical infrastructure sectors10: banking and finance information and telecommunications transportation postal and shipping emergency services continuity of government public health Universities chemical industry, textile industry and hazardous materials agriculture defense industrial base The cases examined in the Insider Threat Study are incidents perpetrated by insiders (current or former employees or contractors) who intentionally exceeded or misused an authorized level of network, system, or data access in a manner that affected the security of the organizations’ data, systems, or daily business operations. Incidents included any compromise, manipulation of, unauthorized access to, exceeding authorized access to, tampering with, or disabling of any information system, network, or data. The cases examined also included any in which there was an unauthorized or illegal attempt to view, disclose, retrieve, delete, change, or add information. A completely secure, zero risk system is one which has zero functionality. Latest technology high-performance automated systems bring with them new risks in the shape of new attacks, new viruses and new software bugs, etc. IT Security, therefore, is an ongoing process. Proper risk management keeps the IT Security plans, policies and procedures up to date as per new requirements and changes in the computing environment. To implement controls to counter risks requires policies, and policy can only be implemented successfully if the top management is committed. And policy’s effective implementation is not possible without the training and awareness of staff. The State Bank of Pakistan recognizes that financial industry is built around the sanctity of the financial transactions. Owing to the critical role of financial institutions for a country and the extreme sensitivity of their information assets, the seriousness of IT Security and the ever-increasing threats it faces in today’s open world cannot be overstated. As more and more of our Banking Operations and products services become technology driven and dependent, consequently our reliance on these technology assets increases, and so does the need to protect and safeguard these resources to ensure smooth functioning of the financial industry. Here are different area in which we can work and check insider threat, but I chose textile industry as in textile industry there is less awareness of the insider threat. If an insider attack in an industry then industrialist try to cover up this news as these types of news about an industry can damage the reputation of the industry. Chapter 2 Review of Literature S, Axelsson. ,(2000) Anonymous 2001 Continuity of operations and correct functioning of information systems is important to most businesses. Threats to computerised information and process are threats to business quality and effectiveness. The objective of IT security is to put measures in place which eliminate or reduce significant threats to an acceptable level. Security and risk management are tightly coupled with quality management. Security measures should be implemented based on risk analysis and in harmony with Quality structures, processes and checklists. What needs to be protected, against whom and how? Security is the protection of information, systems and services against disasters, mistakes and manipulation so that the likelihood and impact of security incidents is minimised. IT security is comprised of: Confidentiality: Sensitive business objects (information processes) are disclosed only to authorised persons. ==> Controls are required to restrict access to objects. Integrity: The business need to control modification to objects (information and processes). ==> Controls are required to ensure objects are accurate and complete. Availability: The need to have business objects (information and services) available when needed. ==> Controls are required to ensure reliability of services. Legal Compliance: Information/data that is collected, processed, used, passed on or destroyed must be handled in line with current legislation of the relevant countries. A threat is a danger which could affect the security (confidentiality, integrity, availability) of assets, leading to a potential loss or damage. Stoneburner et al (2002) In this paper the author described a the risks which are Types of Security Threats and Protection Against Them Types of Security Threats and Protection Against Them Introduction While attacks on computers by outside intruders are more publicized, attacks perpetrated by insiders are very common and often more damaging. Insiders represent the greatest threat to computer security because they understand their organizations business and how their computer systems work. They have both the confidentiality and access to perform these attacks. An inside attacker will have a higher probability of successfully breaking into the system and extracting critical information. The insiders also represent the greatest challenge to securing the company network because they are authorized a level of access to the file system and granted a degree of trust. A system administrator angered by his diminished role in a thriving defense manufacturing firm whose computer network he alone had developed and managed, centralized the software that supported the company’s manufacturing processes on a single server, and then intimidated a coworker into giving him the only backup tapes for that software. Following the system administrator’s termination for inappropriate and abusive treatment of his coworkers, a logic bomb previously planted by the insider detonated, deleting the only remaining copy of the critical software from the company’s server. The company estimated the cost of damage in excess of $10 million, which led to the layoff of some 80 employees. An application developer, who lost his IT sector job as a result of company downsizing, expressed his displeasure at being laid off just prior to the Christmas holidays by launching a systematic attack on his former employer’s computer network. Three weeks following his termination, the insider used the username and password of one of his former coworkers to gain remote access to the network and modify several of the company’s web pages, changing text and inserting pornographic images. He also sent each of the company’s customers an email message advising that the website had been hacked. Each email message also contained that customer’s usernames and passwords for the website. An investigation was initiated, but it failed to identify the insider as the perpetrator. A month and a half later, he again remotely accessed the network, executed a script to reset all network passwords and changed 4,000 pricing records to reflect bogus information. This former employee ultimately was identified as the perpetrator and prosecuted. He was sentenced to serve five months in prison and two years on supervised probation, and ordered to pay $48,600 restitution to his former employer. A city government employee who was passed over for promotion to finance director retaliated by deleting files from his and a coworker’s computers the day before the new finance director took office. An investigation identified the disgruntled employee as the perpetrator of the incident. City government officials disagreed with the primary police detective on the case as to whether all of the deleted files were recovered. No criminal charges were filed, and, under an agreement with city officials, the employee was allowed to resign. These incidents of sabotage were all committed by â€Å"insiders:† individuals who were, or previously had been, authorized to use the information systems they eventually employed to perpetrate harm. Insiders pose a substantial threat by virtue of their knowledge of, and access to, employer systems and/or databases. Keeney, M., et al (2005) The Nature of Security Threats The greatest threat to computer systems and information comes from humans, through actions that are either malicious or ignorant 3 . Attackers, trying to do harm, exploit vulnerabilities in a system or security policy employing various methods and tools to achieve their aims. Attackers usually have a motive to disrupt normal business operations or to steal information. The above diagram is depicts the types of security threats that exist. The diagram depicts the all threats to the computer systems but main emphasis will be on malicious â€Å"insiders†. The greatest threat of attacks against computer systems are from â€Å"insiders† who know the codes and security measures that are in place 45. With very specific objectives, an insider attack can affect all components of security. As employees with legitimate access to systems, they are familiar with an organization’s computer systems and applications. They are likely to know what actions cause the most damage and how to get away with it undetected. Considered members of the family, they are often above suspicion and the last to be considered when systems malfunction or fail. Disgruntled employees create mischief and sabotage against systems. Organizational downsizing in both public and private sectors has created a group of individuals with significant knowledge and capabilities for malicious activities 6 and revenge. Contract professionals and foreign nationals either brought into the U.S. on work visas to meet labor shortages or from offshore outsourcing projects are also included in this category of knowledgeable insiders. Common Insider Threat Common cases of computer-related employee sabotage include: changing data; deleting data; destroying data or programs with logic bombs; crashing systems; holding data hostage; destroying hardware or facilities; entering data incorrectly, exposing sensitive and embarrassing proprietary data to public view such as the salaries of top executives. Insiders can plant viruses, Trojan horses or worms, browse through file systems or program malicious code with little chance of detection and with almost total impunity. A 1998 FBI Survey 7 investigating computer crime found that of the 520 companies consulted, 64% had reported security breaches for a total quantifiable financial loss of $136 millions. (See chart) The survey also found that the largest number of breaches were by unauthorized insider access and concluded that these figures were very conservative as most companies were unaware of malicious activities or reluctant to report breaches for fear of negative press. The survey reported that the average cost of an attack by an outsider (hacker) at $56,000, while the average insider attack cost a company excess $2.7 million. It found that hidden costs associated with the loss in staff hours, legal liability, loss of proprietary information, decrease in productivity and the potential loss of credibility were impossible to quantify accurately. Employees who have caused damage have used their knowledge and access to information resources for a range of motives, including greed, revenge for perceived grievances, ego gratification, resolution of personal or professional problems, to protect or advance their careers, to challenge their skill, express anger, impress others, or some combination of these concerns. Insider Characteristics The majority of the insiders were former employees. At the time of the incident, 59% of the insiders were former employees or contractors of the affected organizations and 41% were current employees or contractors. The former employees or contractors left their positions for a variety of reasons. These included the insiders being fired (48%), resigning (38%), and being laid off (7%). Most insiders were either previously or currently employed full-time in a technical position within the organization. Most of the insiders (77%) were full-time employees of the affected organizations, either before or during the incidents. Eight percent of the insiders worked part-time, and an additional 8% had been hired as contractors or consultants. Two (4%) of the insiders worked as temporary employees, and one (2%) was hired as a subcontractor. Eighty-six percent of the insiders were employed in technical positions, which included system administrators (38%), programmers (21%), engineers (14%), and IT specialists (14%). Of the insiders not holding technical positions, 10% were employed in a professional position, which included, among others, insiders employed as editors, managers, and auditors. An additional two insiders (4%) worked in service positions, both of whom worked as customer service representatives. Insiders were demographically varied with regard to age, racial and ethnic background, gender, and marital status. The insiders ranged in age from 17 to 60 years (mean age = 32 years)17 and represented a variety of racial and ethnic backgrounds. Ninety-six percent of the insiders were male. Forty-nine percent of the insiders were married at the time of the incident, while 45% were single, having never married, and 4% were divorced. Just under one-third of the insiders had an arrest history. Thirty percent of the insiders had been arrested previously, including arrests for violent offenses (18%), alcohol or drug related offenses (11%), and nonfinancial/ fraud related theft offenses (11%). Organization Characteristics The incidents affected organizations in the following critical infrastructure sectors: Banking and finance (8%) Continuity of government (16%) Defense industrial base (2%) Food (4%) Information and telecommunications (63%) Postal and shipping (2%) Public health (4%) In all, 82% of the affected organizations were in private industry, while 16% were government entities. Sixty-three percent of the organizations engaged in domestic activity only, 2% engaged in international activity only, and 35% engaged in activity both domestically and internationally. What motivate insiders? Internal attackers attempt to break into computer networks for many reasons. The subject has been fruitfully studied and internal attackers are used to be motivated with the following reasons [BSB03]: Challenge Many internal attackers initially attempt to break into networks for the challenge. A challenge combines strategic and tactical thinking, patience, and mental strength. However, internal attackers motivated by the challenge of breaking into networks often do not often think about their actions as criminal. For example, an internal attack can be the challenge to break into the mail server in order to get access to different emails of any employee. Revenge Internal attackers motivated by revenge have often ill feelings toward employees of the same company. These attackers can be particularly dangerous, because they generally focus on a single target, and they generally have patience. In the case of revenge, attackers can also be former employees that feel that they have been wrongfully fired. For example, a former employee may be motivated to launch an attack to the company in order to cause financial losses. Espionage Internal attackers motivated by espionage, steal confidential information for a third party. In general, two types of espionage exists: Industrial espionage Industrial espionage means that a company may pay its own employees in order to break into the networks of its competitors or business partners. The company may also hire someone else to do this. International espionage International espionage means that attackers work for governments and steal confidential information for other governments. Definitions of insider threat 1) The definition of insider threat should encompass two main threat actor categories and five general categories of activities. The first actor category, the â€Å"true insider,† is defined as any entity (person, system, or code) authorized by command and control elements to access network, system, or data. The second actor category, the â€Å"pseudo-insider,† is someone who, by policy, is not authorized the accesses, roles, and/or permissions they currently have but may have gotten them inadvertently or through malicious activities. The activities of both fall into five general categories: Exceeds given network, system or data permissions; Conducts malicious activity against or across the network, system or data; Provided unapproved access to the network, system or data; Circumvents security controls or exploits security weaknesses to exceed authorized permitted activity or disguise identify; or Non-maliciously or unintentionally damages resources (network, system or data) by destruction, corruption, denial of access, or disclosure. (Presented at the University of Louisville Cyber Securitys Day, October 2006) 2) Insiders — employees, contractors, consultants, and vendors — pose as great a threat to an organization’s security posture as outsiders, including hackers. Few organizations have implemented the policies, procedures, tools, or strategies to effectively address their insider threats. An insider threat assessment is a recommended first step for many organizations, followed by policy review, and employee awareness training. (Insider Threat Management Presented by infoLock Technologies) 3) Employees are an organization’s most important asset. Unfortunately, they also present the greatest security risks. Working and communicating remotely, storing sensitive data on portable devices such as laptops, PDAs, thumb drives, and even iPods employees have extended the security perimeter beyond safe limits. While convenient access to data is required for operational efficiency, the actions of trusted insiders not just employees, but consultants, contactors, vendors, and partners must be actively managed, audited, and monitored in order to protect sensitive data. (Presented by infoLock Technologies) 4) The diversity of cyber threat has grown over time from network-level attacks and password cracking to include newer classes such as insider attacks, email worms and social engineering, which are currently recognized as serious security problems. However, attack modeling and threat analysis tools have not evolved at the same rate. Known formal models such as attack graphs perform action-centric vulnerability modeling and analysis. All possible atomic user actions are represented as states, and sequences which lead to the violation of a specie safety property are extracted to indicate possible exploits. (Ramkumar Chinchani, Anusha Iyer, Hung Ngo, Shambhu Upadhyaya) 5) The Insider Threat Study, conducted by the U.S. Secret Service and Carnegie Mellon University’s Software Engineering Institute CERT Program, analyzed insider cyber crimes across U.S. critical infrastructure sectors. The study indicates that management decisions related to organizational and employee performance sometimes yield unintended consequences magnifying risk of insider attack. Lack of tools for understanding insider threat, analyzing risk mitigation alternatives, and communicating results exacerbates the problem. (Dawn M. Cappelli, Akash G. Desai) 6) The insider threat or insider problem is cited as the most serious security problem in many studies. It is also considered the most difficult problem to deal with, because an insider has information and capabilities not known to other, external attackers. But the studies rarely define what the insider threat is, or define it nebulously. The difficulty in handling the insider threat is reasonable under those circumstances; if one cannot define a problem precisely, how can one approach a solution, let alone know when the problem is solved? (Matt Bishop 2005) Five common insider threat Exploiting information via remote access software A considerable amount of insider abuse is performed offsite via remote access software such as Terminal Services, Citrix and GoToMyPC. Simply put, users are less likely to be caught stealing sensitive information when they can it do offsite. Also, inadequately protected remote computers may turn up in the hands of a third-party if the computer is left unattended, lost or stolen. 2.) Sending out information via e-mail and instant messaging Sensitive information can simply be included in or attached to an e-mail or IM. Although this is a serious threat, its also one of the easiest to eliminate. 3.) Sharing sensitive files on P2P networks Whether or not you allow peer-to-peer file sharing software such as Kazaa or IM on your network, odds are its there and waiting to be abused. The inanimate software in and of itself is not the problem – its how its used that causes trouble. All it takes is a simple misconfiguration to serve up your networks local and network drives to the world. 4.) Careless use of wireless networks Perhaps the most unintentional insider threat is that of insecure wireless network usage. Whether its at a coffee shop, airport or hotel, unsecured airwaves can easily put sensitive information in jeopardy. All it takes is a peek into e-mail communications or file transfers for valuable data to be stolen. Wi-Fi networks are most susceptible to these attacks, but dont overlook Bluetooth on smartphones and PDAs. Also, if you have WLANs inside your organization, employees could use it to exploit the network after hours. 5.) Posting information to discussion boards and blogs Quite often users post support requests, blogs or other work-related messages on the Internet. Whether intentional or not, this can include sensitive information and file attachments that put your organization at risk. Views of different authors about insider threat 1) Although insiders in this report tended to be former technical employees, there is no demographic â€Å"profile† of a malicious insider. Ages of perpetrators ranged from late teens to retirement. Both men and women were malicious insiders. Their positions included programmers, graphic artists, system and network administrators, managers, and executives. They were currently employed and recently terminated employees, contractors, and temporary employees. As such, security awareness training needs to encourage employees to identify malicious insiders by behavior, not by stereotypical characteristics. For example, behaviors that should be a source of concern include making threats against the organization, bragging about the damage one could do to the organization, or discussing plans to work against the organization. Also of concern are attempts to gain other employees’ passwords and to fraudulently obtain access through trickery or exploitation of a trusted relationsh ip. Insiders can be stopped, but stopping them is a complex problem. Insider attacks can only be prevented through a layered defense strategy consisting of policies, procedures, and technical controls. Therefore, management must pay close attention to many aspects of its organization, including its business policies and procedures, organizational culture, and technical environment. Organizations must look beyond information technology to the organization’s overall business processes and the interplay between those processes and the technologies used. (Michelle Keeney, J.D., Ph.D. atal 2005) 2) While attacks on computers by outside intruders are more publicized, attacks perpetrated by insiders are very common and often more damaging. Insiders represent the greatest threat to computer security because they understand their organizations business and how their computer systems work. They have both the confidentiality and access to perform these attacks. An inside attacker will have a higher probability of successfully breaking into the system and extracting critical information. The insiders also represent the greatest challenge to securing the company network because they are authorized a level of access to the file system and granted a degree of trust. (Nam Nguyen and Peter Reiher, Geoffrey H. Kuenning) 3) Geographically distributed information systems achieve high availability that is crucial to their usefulness by replicating their state. Providing instant access at time of need regardless of current network connectivity requires the state to be replicated in every geographical site so that it is locally available. As network environments become increasingly hostile, we have to assume that part of the distributed information system will be compromised at some point. The problem of maintaining a replicated state in such a system is magnified when insider (or Byzantine) attacks are taken into account. (Yair Amir Cristina Nita-Rotaru) 4) In 2006, over 60% of information security breaches were attributable to insider behavior, yet more than 80% of corporate IT security budgets were spent on securing perimeter defenses against outside attack. Protecting against insider threats means managing policy, process, technology, and most importantly, people. Protecting against insider threats means managing policy, process, technology, and most importantly, people.The Insider Threat Assessment security awareness training, infrastructure reconfiguration, or third party solutions, you can take comfort in knowing that you have made the right choice to improve your security posture, and you will achieve your expected Return on Security Investment. (Presented by infoLock Technologies) 5) The threat of attack from insiders is real and substantial. The 2004 ECrime Watch Survey TM conducted by the United States Secret Service, CERT  ® Coordination Center (CERT/CC), and CSO Magazine, 1 found that in cases where respondents could identify the perpetrator of an electronic crime, 29 percent were committed by insiders. The impact from insider attacks can be devastating. One complex case of financial fraud committed by an insider in a financial institution resulted in losses of over $600 million. 2 Another case involving a logic bomb written by a technical employee working for a defense contractor resulted in $10 million in losses and the layoff of 80 employees. (Dawn Cappelli, Andrew Moore, Timothy Shimeall,2005) 6) Insiders, by virtue of legitimate access to their organizations’ information, systems, and networks, pose a significant risk to employers. Employees experiencing financial problems have found it easy to use the systems they use at work everyday to commit fraud. Other employees, motivated by financial problems, greed, or the wish to impress a new employer, have stolen confidential data, proprietary information, or intellectual property from their employer. Lastly, technical employees, possibly the most dangerous because of their intimate knowledge of an organization’s vulnerabilities, have used their technical ability to sabotage their employer’s system or network in revenge for some negative work-related event. (Dawn M. Cappelli, Akash G. Desai ,at al 2004) 7) The insider problem is considered the most difficult and critical problem in computer security. But studies that survey the seriousness of the problem, and research that analyzes the problem, rarely define the problem precisely. Implicit definitions vary in meaning. Different definitions imply different countermeasures, as well as different assumptions. (Matt Bishop 2005) Solution: User monitoring Insiders have two things that external attackers don’t: privileged access and trust. This allows them to bypass preventative measures, access mission-critical assets, and conduct malicious acts all while flying under the radar unless a strong incident detection solution is in place. A number of variables motivate insiders, but the end result is that they can more easily perpetrate their crimes than an outsider who has limited access. Insiders can directly damage your business resulting in lost revenue, lost customers, reduced shareholder faith, a tarnished reputation, regulatory fines and legal fees. With such an expansive threat, organizations need an automated solution to help detect and analyze Malicious Insider Activity These are some points which could be helpful in monitoring and minimizing the insider threats: Detecting insider activity starts with an expanded log and event collection. Firewalls, routers and intrusion detection systems are important, but they are not enough. Organizations need to look deeper to include mission critical applications such as email applications, databases, operating systems, mainframes, access control solutions, physical security systems as well as identity and content management products. Correlation: identifying known types of suspicious and malicious behavior Anomaly detection: recognizing deviations from norms and baselines. Pattern discovery: uncovering seemingly unrelated events that show a pattern of suspicious activity From case management, event annotation and escalation to reporting, auditing and access to insider-relevant information, the technical solution must be in line with the organization’s procedures. This will ensure that insiders are addressed consistently, efficiently and effectively regardless of who they are. Identify suspicious user activity patterns and identify anomalies. Visually track and create business-level reports on user’s activity. Automatically escalate the threat levels of suspicious and malicious individuals. Respond according to your specific and unique corporate governing guidelines. Early detection of insider activity based on early warning indicators of suspicious behavior, such as: Stale or terminated accounts Excessive file printing, unusual printing times and keywords printed Traffic to suspicious destinations Unauthorized peripheral device access Bypassing security controls Attempts to alter or delete system logs Installation of malicious software The Insider Threat Study? The global acceptance, business adoption and growth of the Internet, and of Internetworking technologies in general, in response to customer requests for online access to business information systems, has ushered in an extraordinary expansion of electronic business transactions. In moving from internal (closed) business systems to open systems, the risk of malicious attacks and fraudulent activity has increased enormously, thereby requiring high levels of information security. Prior to the requirement for online, open access, the information security budget of a typical company was less then their tea and coffee expenses. Securing cyberspace has become a national priority. In The National Strategy to Secure Cyberspace, the President’s Critical Infrastructure Protection Board identified several critical infrastructure sectors10: banking and finance information and telecommunications transportation postal and shipping emergency services continuity of government public health Universities chemical industry, textile industry and hazardous materials agriculture defense industrial base The cases examined in the Insider Threat Study are incidents perpetrated by insiders (current or former employees or contractors) who intentionally exceeded or misused an authorized level of network, system, or data access in a manner that affected the security of the organizations’ data, systems, or daily business operations. Incidents included any compromise, manipulation of, unauthorized access to, exceeding authorized access to, tampering with, or disabling of any information system, network, or data. The cases examined also included any in which there was an unauthorized or illegal attempt to view, disclose, retrieve, delete, change, or add information. A completely secure, zero risk system is one which has zero functionality. Latest technology high-performance automated systems bring with them new risks in the shape of new attacks, new viruses and new software bugs, etc. IT Security, therefore, is an ongoing process. Proper risk management keeps the IT Security plans, policies and procedures up to date as per new requirements and changes in the computing environment. To implement controls to counter risks requires policies, and policy can only be implemented successfully if the top management is committed. And policy’s effective implementation is not possible without the training and awareness of staff. The State Bank of Pakistan recognizes that financial industry is built around the sanctity of the financial transactions. Owing to the critical role of financial institutions for a country and the extreme sensitivity of their information assets, the seriousness of IT Security and the ever-increasing threats it faces in today’s open world cannot be overstated. As more and more of our Banking Operations and products services become technology driven and dependent, consequently our reliance on these technology assets increases, and so does the need to protect and safeguard these resources to ensure smooth functioning of the financial industry. Here are different area in which we can work and check insider threat, but I chose textile industry as in textile industry there is less awareness of the insider threat. If an insider attack in an industry then industrialist try to cover up this news as these types of news about an industry can damage the reputation of the industry. Chapter 2 Review of Literature S, Axelsson. ,(2000) Anonymous 2001 Continuity of operations and correct functioning of information systems is important to most businesses. Threats to computerised information and process are threats to business quality and effectiveness. The objective of IT security is to put measures in place which eliminate or reduce significant threats to an acceptable level. Security and risk management are tightly coupled with quality management. Security measures should be implemented based on risk analysis and in harmony with Quality structures, processes and checklists. What needs to be protected, against whom and how? Security is the protection of information, systems and services against disasters, mistakes and manipulation so that the likelihood and impact of security incidents is minimised. IT security is comprised of: Confidentiality: Sensitive business objects (information processes) are disclosed only to authorised persons. ==> Controls are required to restrict access to objects. Integrity: The business need to control modification to objects (information and processes). ==> Controls are required to ensure objects are accurate and complete. Availability: The need to have business objects (information and services) available when needed. ==> Controls are required to ensure reliability of services. Legal Compliance: Information/data that is collected, processed, used, passed on or destroyed must be handled in line with current legislation of the relevant countries. A threat is a danger which could affect the security (confidentiality, integrity, availability) of assets, leading to a potential loss or damage. Stoneburner et al (2002) In this paper the author described a the risks which are